/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}::backdrop{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.invisible{visibility:hidden}.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.table{display:table}.shrink{flex-shrink:1}.grow{flex-grow:1}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}.site-header{justify-content:space-between;align-items:center;max-width:1180px;margin:auto;padding:24px 28px;display:flex}.brand{letter-spacing:-.03em;align-items:center;gap:9px;font-size:20px;font-weight:800;display:flex}.brand img{border-radius:7px;width:30px;height:30px;display:block}.site-header nav{align-items:center;gap:28px;font-size:14px;font-weight:700;display:flex}.site-header nav a:not(.nav-cta):hover,.footer-links a:hover,.text-link:hover{color:var(--coral)}.nav-cta,.primary-button{background:var(--green);color:#fff;border-radius:999px;justify-content:center;align-items:center;padding:13px 20px;font-weight:750;transition:transform .2s,background .2s;display:inline-flex}.nav-cta{padding:10px 17px}.nav-cta:hover,.primary-button:hover{background:#22593f;transform:translateY(-1px)}.eyebrow{color:var(--coral);letter-spacing:.16em;text-transform:uppercase;font-size:12px;font-weight:800;display:block}.eyebrow.light{color:var(--gold)}.hero{grid-template-columns:1.1fr .9fr;align-items:center;gap:88px;max-width:1180px;margin:0 auto;padding:82px 28px 112px;display:grid}.hero-copy h1{letter-spacing:-.055em;max-width:720px;margin:18px 0 24px;font:500 clamp(52px,6vw,82px)/.99 Georgia,serif}.hero-copy h1 em{color:var(--coral);font-style:normal}.hero-copy>p{max-width:610px;color:var(--muted);font-size:19px;line-height:1.65}.hero-actions{flex-wrap:wrap;gap:12px;margin:34px 0 18px;display:flex}.secondary-button{background:#fff;border:1px solid #bcc5be;border-radius:999px;padding:13px 20px;font-weight:750}.hero-copy>small{color:#77847c}.hero-card{background:var(--green);color:#fff;border-radius:34px;padding:36px;position:relative;overflow:hidden;box-shadow:0 28px 80px #173f2d21}.hero-card:before{content:"";border:1px solid #ffffff18;border-radius:50%;width:240px;height:240px;position:absolute;top:-100px;right:-100px}.hero-card>span{color:#ffffff9e;font-size:14px}.example-total{border-bottom:1px solid #fff2;margin-top:24px;padding-bottom:26px}.example-total small{color:#ffffff9e;display:block}.example-total strong{letter-spacing:-.05em;margin-top:4px;font-size:56px;display:block}.example-results{grid-template-columns:1fr 1fr;gap:18px;padding-top:25px;display:grid}.example-results b{font-size:29px;display:block}.example-results span{color:#ffffff9e;font-size:13px}.example-note{background:var(--gold);color:var(--green);border-radius:15px;margin-top:28px;padding:15px;font-size:13px;font-weight:750}.how{background:#fff;padding:100px 28px}.section-heading{text-align:center;max-width:620px;margin:0 auto 58px}.section-heading h2,.closing-cta h2{letter-spacing:-.035em;margin:15px 0;font:500 48px/1.1 Georgia,serif}.section-heading p{color:var(--muted);line-height:1.6}.steps{grid-template-columns:repeat(3,1fr);gap:22px;max-width:1050px;margin:auto;display:grid}.steps article{border:1px solid var(--line);border-radius:22px;padding:28px}.steps article>span{color:var(--coral);font-size:12px;font-weight:800}.steps h3{margin:35px 0 10px;font-size:19px}.steps p{color:var(--muted);font-size:14px;line-height:1.55}.closing-cta{background:var(--green);color:#fff;border-radius:32px;justify-content:space-between;align-items:end;gap:40px;max-width:1124px;margin:90px auto;padding:52px;display:flex}.closing-cta h2{max-width:700px;margin-bottom:0}.gold-button{background:var(--gold);color:var(--green);border-radius:999px;flex:none;padding:15px 21px;font-weight:800}.page-shell{max-width:1180px;margin:auto;padding:64px 28px 110px}.page-intro{max-width:760px;margin-bottom:52px}.page-intro.narrow{max-width:680px}.page-intro h1{letter-spacing:-.05em;margin:15px 0;font:500 clamp(45px,5.5vw,70px)/1.02 Georgia,serif}.page-intro p{max-width:650px;color:var(--muted);font-size:18px;line-height:1.6}.calculator-grid{border-radius:30px;grid-template-columns:1.08fr .92fr;display:grid;overflow:hidden;box-shadow:0 22px 70px #173f2d12}.input-panel{background:#fff;padding:45px}.input-panel h2,.category-list h2{margin:10px 0;font:500 32px/1.15 Georgia,serif}.muted{color:var(--muted);line-height:1.55}.field-grid{grid-template-columns:1fr 1fr;gap:20px;margin:34px 0 25px;display:grid}.field-grid label>span:first-child{margin-bottom:9px;font-size:13px;font-weight:700;display:block}.field-grid em{color:#8b968f;font-weight:400}.input-shell{background:#fbfcfa;border:1px solid #cbd1cc;border-radius:12px;align-items:center;height:52px;display:flex;overflow:hidden}.input-shell b{color:#69756e;padding-left:15px}.input-shell b:last-child{padding:0 15px 0 0}.input-shell input{width:100%;min-width:0;height:100%;color:var(--ink);background:0 0;border:0;outline:0;padding:0 12px;font-weight:750}.extra-field{grid-column:1/-1}.text-link{color:var(--coral);font-size:14px;font-weight:750}.result-panel{background:var(--green);color:#fff;min-height:510px;padding:45px}.result-kicker{color:#ffffff9f;margin:35px 0 5px}.result-time{letter-spacing:-.045em;margin:0;font:500 58px/1 Georgia,serif}.payoff-date{color:var(--gold);margin-top:9px}.impact-grid{border-block:1px solid #ffffff1f;grid-template-columns:1fr 1fr;gap:20px;margin:38px 0 30px;padding:26px 0;display:grid}.impact-grid strong{font-size:28px;display:block}.impact-grid span{color:#ffffff9f;font-size:13px}.comparison{gap:12px;display:grid}.comparison>div:not(.bar){color:#ffffffa8;justify-content:space-between;font-size:13px;display:flex}.comparison b{color:#fff}.bar{background:#fff2;border-radius:9px;height:9px;overflow:hidden}.bar i{border-radius:inherit;background:var(--gold);height:100%;display:block}.total-note{color:#ffffff9f;margin-top:26px;font-size:13px}.total-note strong{color:#fff}.impossible{align-content:center;place-items:start;height:100%;display:grid}.impossible>span{background:var(--gold);width:46px;height:46px;color:var(--green);border-radius:50%;place-items:center;font-weight:900;display:grid}.impossible h2{margin:20px 0 8px;font:500 36px/1.1 Georgia,serif}.impossible p{color:#ffffffac;line-height:1.6}.redirect-layout{grid-template-columns:1fr 380px;align-items:start;gap:34px;display:grid}.category-list{background:#fff;border-radius:28px;padding:38px}.categories{grid-template-columns:1fr 1fr;gap:13px;margin-top:30px;display:grid}.category{border:1px solid var(--line);border-radius:16px;grid-template-columns:42px 1fr 98px;align-items:center;gap:12px;padding:16px;display:grid}.category-icon{width:42px;height:42px;color:var(--green);background:#eef2ec;border-radius:12px;place-items:center;font-size:18px;display:grid}.category b{font-size:14px;display:block}.category small{color:#8a958f;margin-top:3px;font-size:11px;display:block}.category-input{border:1px solid #cbd1cc;border-radius:9px;align-items:center;height:39px;display:flex}.category-input>b{color:#7b867f;padding-left:9px}.category-input input{background:0 0;border:0;outline:0;width:100%;min-width:0;height:100%;padding:0 8px;font-weight:750}.redirect-summary{background:var(--green);color:#fff;border-radius:28px;padding:34px;position:sticky;top:24px}.summary-label{color:#ffffff9f;font-size:13px}.summary-total{letter-spacing:-.045em;margin-top:8px;font-size:52px;display:block}.summary-total small{color:#ffffff9f;margin-left:4px;font-size:15px;font-weight:400}.summary-year{border-block:1px solid #ffffff20;justify-content:space-between;margin:27px 0;padding:22px 0;font-size:14px;display:flex}.redirect-summary>p{color:#ffffffb0;font-size:14px;line-height:1.55}.redirect-summary .primary-button{background:var(--gold);width:100%;color:var(--green);margin-top:16px}.reset-button{color:#ffffffa0;cursor:pointer;background:0 0;border:0;width:100%;margin-top:14px;font-size:12px;text-decoration:underline}.site-footer{border-top:1px solid var(--line);grid-template-columns:1fr auto;align-items:start;gap:16px 45px;max-width:1180px;margin:0 auto;padding:45px 28px;display:grid}.site-footer strong{font-size:18px}.site-footer p{color:var(--muted);margin:6px 0 0;font-size:13px}.footer-links{gap:22px;font-size:13px;font-weight:700;display:flex}.disclaimer{grid-column:1/-1;max-width:780px}@media (max-width:850px){.hero{grid-template-columns:1fr;gap:48px;padding-top:55px}.steps{grid-template-columns:1fr}.closing-cta{flex-direction:column;align-items:start;margin:55px 20px}.calculator-grid,.redirect-layout{grid-template-columns:1fr}.redirect-summary{position:static}.categories{grid-template-columns:1fr}}@media (max-width:560px){.site-header{padding:18px 20px}.site-header nav{gap:13px}.site-header nav>a:first-child{display:none}.hero{padding:48px 20px 75px}.hero-copy h1{font-size:48px}.hero-card{padding:27px}.how{padding:75px 20px}.section-heading h2,.closing-cta h2{font-size:38px}.closing-cta{padding:32px 26px}.page-shell{padding:45px 20px 75px}.page-intro{margin-bottom:34px}.page-intro h1{font-size:44px}.input-panel,.result-panel,.category-list{padding:28px 22px}.field-grid{grid-template-columns:1fr}.extra-field{grid-column:auto}.result-time{font-size:48px}.category{grid-template-columns:38px 1fr 88px;padding:13px}.site-footer{grid-template-columns:1fr;padding:36px 20px}.footer-links{flex-wrap:wrap}.disclaimer{grid-column:auto}}.planner-page{max-width:1240px}.planner-intro{max-width:850px}.planner-stack{gap:28px;display:grid}.debt-input-card,.comparison-section,.habit-section{background:#fff;border-radius:26px;padding:38px;box-shadow:0 18px 60px #173f2d0d}.panel-heading{justify-content:space-between;align-items:start;gap:32px;display:flex}.panel-heading h2{letter-spacing:-.025em;margin:9px 0 0;font:500 32px/1.15 Georgia,serif}.panel-heading>p,.panel-heading>div>p{max-width:570px;color:var(--muted);margin:5px 0 0;font-size:14px;line-height:1.55}.debt-fields{grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px;display:grid}.debt-fields label>span:first-child{min-height:30px;margin-bottom:7px;font-size:12px;font-weight:750;display:block}.debt-fields .input-shell{height:56px}.debt-fields .input-shell input{font-size:18px}.comparison-win{color:var(--green);background:#f1f5ef;border-radius:12px;padding:11px 15px;font-size:13px}.path-grid{grid-template-columns:1fr 1fr;gap:18px;margin-top:28px;display:grid}.path-card{border:1px solid var(--line);border-radius:22px;padding:30px;position:relative;overflow:hidden}.path-card.adjusted{border-color:var(--green);background:var(--green);color:#fff}.path-card.adjusted:before{content:"";border:1px solid #ffffff1c;border-radius:50%;width:180px;height:180px;position:absolute;top:-90px;right:-90px}.path-label{color:var(--muted);letter-spacing:.1em;text-transform:uppercase;justify-content:space-between;align-items:center;font-size:12px;font-weight:800;display:flex}.adjusted .path-label{color:var(--gold)}.path-label i{background:var(--gold);color:var(--green);border-radius:999px;padding:5px 8px;font-size:9px;font-style:normal}.path-card h3{margin:22px 0 10px;font-size:15px}.path-time{letter-spacing:-.04em;font:500 48px/1 Georgia,serif}.path-date{color:var(--coral);margin:8px 0 25px;font-size:14px}.adjusted .path-date{color:var(--gold)}.path-card dl{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:12px;margin:0;padding-top:22px;display:grid}.path-card dt{color:var(--muted);font-size:11px}.path-card dd{margin:5px 0 0;font-size:17px;font-weight:800}.path-warning{padding:35px 0 15px}.path-warning p{color:var(--muted);font-size:13px}.adjusted .path-warning p{color:#ffffffa5}.habit-section{padding-bottom:30px}.add-habit{border:1px solid var(--green);color:var(--green);cursor:pointer;background:#fff;border-radius:999px;flex:none;padding:11px 16px;font-weight:800}.habit-table-labels,.habit-row{grid-template-columns:1.15fr 2.15fr .9fr 1fr 1fr 30px;align-items:center;gap:13px;display:grid}.habit-table-labels{color:#7c8981;letter-spacing:.08em;text-transform:uppercase;margin:32px 0 8px;padding:0 14px;font-size:10px;font-weight:800}.habit-list{gap:10px;display:grid}.habit-row{border:1px solid var(--line);background:#fcfcfa;border-radius:16px;padding:14px}.habit-row input,.habit-row select{width:100%;height:40px;color:var(--ink);background:#fff;border:1px solid #cbd1cc;border-radius:9px;outline:none}.habit-row input:focus,.habit-row select:focus{border-color:var(--green);box-shadow:0 0 0 3px #173f2d10}.habit-name input{padding:0 11px;font-weight:750}.habit-basis select{margin-bottom:7px;padding:0 8px;font-size:12px}.basis-fields{grid-template-columns:1fr 14px 1fr;align-items:center;gap:5px;display:grid}.basis-fields.monthly{grid-template-columns:1fr}.basis-fields label,.reduce-field{align-items:center;display:flex;position:relative}.basis-fields label>span,.reduce-field>span:not(.mobile-label){color:#7f8a84;font-size:12px;position:absolute;left:9px}.basis-fields label:last-child>span{left:auto;right:7px}.basis-fields input,.reduce-field input{padding:0 8px 0 21px;font-size:13px}.basis-fields label:last-child input{padding-right:32px}.habit-metric strong{font-size:15px;display:block}.habit-metric small{color:#89948d;margin-top:3px;font-size:9px;display:block}.remove-habit{color:#7e8982;cursor:pointer;background:#f1eee9;border:0;border-radius:50%;width:28px;height:28px;font-size:18px}.remove-habit:hover{color:#9b3f20;background:#fde5dc}.mobile-label{display:none}.redirect-totals{background:#eef2ec;border-radius:17px;grid-template-columns:1fr 1fr 1fr auto;align-items:center;gap:22px;margin-top:20px;padding:22px;display:grid}.redirect-totals>div span{color:var(--muted);font-size:11px;display:block}.redirect-totals>div strong{margin-top:5px;font-size:20px;display:block}.redirect-totals button{background:var(--green);color:#fff;cursor:pointer;border:0;border-radius:999px;padding:13px 17px;font-weight:800}.redirect-totals button:disabled{cursor:not-allowed;opacity:.45}.empty-habits{text-align:center;border:1px dashed var(--line);border-radius:16px;padding:30px}.empty-habits p{color:var(--muted)}.empty-habits button{color:var(--coral);cursor:pointer;background:0 0;border:0;font-weight:800}.negative-path{margin-top:24px}.negative-status{color:#a5421d;text-transform:uppercase;letter-spacing:.06em;background:#fff0e9;border-radius:9px;padding:7px 10px;font-size:12px;font-weight:850;display:inline-block}.adjusted .negative-status{color:var(--green);background:#f3c76a}.negative-explainer{color:var(--muted);margin:14px 0 20px;font-size:13px;line-height:1.55}.adjusted .negative-explainer{color:#ffffffb5}.payment-waterfall{background:#f6f7f4;border-radius:13px;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:9px;padding:16px;display:grid}.adjusted .payment-waterfall{background:#ffffff0d}.payment-waterfall>div span,.negative-projection div span{color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-size:9px;display:block}.adjusted .payment-waterfall>div span,.adjusted .negative-projection div span{color:#ffffff8f}.payment-waterfall>div strong{margin-top:4px;font-size:14px;display:block}.payment-waterfall>b{color:#9aa49e}.negative-number strong{color:var(--coral)}.adjusted .negative-number strong{color:var(--gold)}.negative-projection{border:1px solid var(--line);border-radius:13px;grid-template-columns:1fr auto 1fr;align-items:center;gap:16px;margin:14px 0;padding:17px;display:grid}.adjusted .negative-projection{border-color:#ffffff20}.negative-projection strong{margin-top:5px;font-size:19px;display:block}.negative-projection>div:last-child{text-align:right}.projection-arrow{color:var(--coral);font-size:24px}.adjusted .projection-arrow{color:var(--gold)}.learning-note{border-left:3px solid var(--coral);background:#fff8f5;padding:15px}.adjusted .learning-note{border-color:var(--gold);background:#ffffff0c}.learning-note>strong{font-size:12px}.learning-note p{color:var(--muted);margin:5px 0 0;font-size:11px;line-height:1.5}.adjusted .learning-note p{color:#ffffffa5}.adjusted .learning-note b{color:#fff}.projection-caveat{color:#87928b;margin-top:12px;font-size:9px;line-height:1.4;display:block}.adjusted .projection-caveat{color:#ffffff73}.payment-breakdown{background:#ffffff0d;border:1px solid #ffffff18;border-radius:13px;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:10px;margin:18px 0 24px;padding:15px;display:grid}.payment-breakdown>div span{color:#ffffff8f;text-transform:uppercase;letter-spacing:.05em;font-size:9px;display:block}.payment-breakdown>div strong{margin-top:5px;font-size:15px;display:block}.payment-breakdown>b{color:#ffffff70}.payment-breakdown .payment-total strong{color:var(--gold);font-size:18px}.path-card dl.adjusted-details{grid-template-columns:1fr 1fr}.redirect-totals strong small{color:var(--muted);margin-left:3px;font-size:10px;font-weight:500}.redirect-totals>div em{color:#77847c;margin-top:4px;font-size:11px;font-style:normal;display:block}@media (max-width:1000px){.debt-fields{grid-template-columns:1fr 1fr}.habit-table-labels{display:none}.habit-row{grid-template-columns:1fr 1.5fr 1fr;gap:16px}.mobile-label{letter-spacing:.07em;text-transform:uppercase;margin-bottom:6px;font-weight:800;color:#7c8981!important;font-size:9px!important;display:block!important;position:static!important}.remove-habit{position:absolute;top:12px;right:12px}.habit-row{padding:20px;position:relative}.redirect-totals{grid-template-columns:1fr 1fr 1fr}.redirect-totals button{grid-column:1/-1}}@media (max-width:700px){.planner-page{padding-inline:16px}.planner-intro h1{font-size:42px}.debt-input-card,.comparison-section,.habit-section{border-radius:20px;padding:25px 18px}.panel-heading{gap:16px;display:grid}.debt-fields,.path-grid{grid-template-columns:1fr}.path-card dl{grid-template-columns:1fr 1fr 1fr}.habit-row{grid-template-columns:1fr}.habit-basis{max-width:none}.redirect-totals{grid-template-columns:1fr 1fr}.redirect-totals>div:last-of-type{grid-column:1/-1}.comparison-win{justify-self:start}.path-time{font-size:42px}}@media (max-width:430px){.debt-fields,.path-card dl,.redirect-totals{grid-template-columns:1fr}.redirect-totals>div:last-of-type{grid-column:auto}}@media (max-width:500px){.payment-breakdown{grid-template-columns:1fr}.payment-breakdown>b{display:none}.payment-breakdown>div{justify-content:space-between;align-items:center;display:flex}.payment-breakdown>div strong{margin-top:0}.path-card dl.adjusted-details{grid-template-columns:1fr 1fr}}:root{--cream:#080b12;--ink:#eef4ff;--green:#b8ff63;--coral:#9b8cff;--gold:#b8ff63;--muted:#8f9bb2;--line:#263047}.site-header{z-index:20;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#0e1420cc;border:1px solid #ffffff12;border-radius:18px;max-width:1200px;margin:12px auto 0;padding:13px 18px;position:sticky;top:12px;box-shadow:0 18px 50px #0006}.brand span{color:#09100b;background:linear-gradient(135deg,#b8ff63,#70deb4);font-family:inherit;font-weight:900}.nav-cta,.primary-button{background:var(--green);color:#0a100c}.nav-cta:hover,.primary-button:hover{background:#c9ff8c}.page-shell{max-width:1240px}.page-intro h1,.hero-copy h1,.section-heading h2,.closing-cta h2,.panel-heading h2,.input-panel h2,.category-list h2{font-family:var(--font-geist-sans),Arial,sans-serif;letter-spacing:-.055em;font-weight:650}.planner-intro{margin:18px 0 42px;padding:44px 0;position:relative}.planner-intro:after{content:"";filter:blur(55px);pointer-events:none;background:#b8ff6330;border-radius:50%;width:180px;height:180px;position:absolute;top:5%;right:4%}.planner-intro h1{max-width:860px;font-size:clamp(48px,6vw,78px);line-height:.98}.planner-intro p{color:#a9b4c6}.planner-stack{gap:20px}.debt-input-card,.comparison-section,.habit-section,.redirect-dashboard{background:linear-gradient(145deg,#121927e8,#0d1320e8);border:1px solid #ffffff10;position:relative;overflow:hidden;box-shadow:0 24px 70px #0005}.debt-input-card:after,.habit-section:after{content:"";background:#9b8cff10;border-radius:50%;width:220px;height:220px;position:absolute;top:-110px;right:-110px}.panel-heading>p,.panel-heading>div>p,.muted{color:var(--muted)}.debt-fields .input-shell,.input-shell{background:#0a0f19;border-color:#303b52}.input-shell:focus-within{border-color:#b8ff63;box-shadow:0 0 0 3px #b8ff6318}.input-shell input{color:#fff}.comparison-win{color:#caff8e;background:#b8ff6312;border:1px solid #b8ff6322}.path-card{background:#0b111c;border-color:#ffffff12}.path-card.adjusted:before{filter:blur(2px);background:#9b8cff17;border:0}.path-card dt{color:#7f8ba1}.adjusted .path-label i{background:#b8ff63}.negative-status{color:#ff9e83;background:#ff8e6e16}.payment-waterfall,.learning-note{background:#ffffff06}.negative-projection{border-color:#ffffff12}.negative-explainer,.learning-note p{color:#8f9bb2}.learning-note b{color:#fff}.habit-row input,.habit-row select{color:#fff;background:#111827;border-color:#303b52}.habit-row input:focus,.habit-row select:focus{border-color:#b8ff63}.category-icon{background:#ffffff08}.redirect-totals{background:linear-gradient(100deg,#171e2d,#16142b);border:1px solid #ffffff0d}.redirect-totals>div span,.redirect-totals strong small,.redirect-totals>div em{color:#8390a7}.savings-total strong{color:#b8ff63}.savings-total em{color:#b8ff63aa!important}.habit-metric small{color:#7f8ba1}.habit-metric.saving strong{color:#b8ff63}.add-habit:hover{background:#b8ff631c}.redirect-dashboard{border-radius:26px;padding:38px}.dashboard-heading{justify-content:space-between;align-items:end;gap:30px;display:flex}.dashboard-kicker{color:#b8ff63;letter-spacing:.16em;text-transform:uppercase;font-size:11px;font-weight:800}.dashboard-heading h2{letter-spacing:-.04em;margin:8px 0 5px;font-size:32px}.dashboard-heading p{color:var(--muted);margin:0;font-size:14px}.dashboard-heading button{color:#0b120d;cursor:pointer;background:#b8ff63;border:0;border-radius:999px;flex:none;padding:12px 17px;font-weight:800}.dashboard-heading button:disabled{opacity:.4;cursor:not-allowed}.dashboard-grid{grid-template-columns:1fr 1.45fr .8fr;gap:14px;margin-top:28px;display:grid}.dashboard-grid>article{background:#090f1a;border:1px solid #ffffff0e;border-radius:20px;min-width:0;padding:22px}.dash-card-label{justify-content:space-between;align-items:center;font-size:12px;font-weight:700;display:flex}.dash-card-label i{color:#748197;font-size:10px;font-style:normal}.payment-ring-wrap{place-items:center;padding:20px 0;display:grid}.payment-ring{border-radius:50%;place-items:center;width:166px;height:166px;display:grid;position:relative}.payment-ring:after{content:"";background:#0b111c;border-radius:50%;position:absolute;inset:15px;box-shadow:inset 0 0 30px #0007}.payment-ring>div{z-index:1;text-align:center;position:relative}.payment-ring strong{letter-spacing:-.05em;font-size:25px;display:block}.payment-ring span{color:#7f8ba1;margin-top:3px;font-size:9px;display:block}.mix-legend{gap:9px;display:grid}.mix-legend>div{grid-template-columns:8px 1fr auto;align-items:center;gap:8px;font-size:11px;display:grid}.mix-legend>div>span{color:#8793a8}.mix-legend i{border-radius:50%;width:7px;height:7px}.base-dot{background:#2b3550}.redirect-dot{background:#b8ff63}.contribution-list{gap:17px;margin-top:22px;display:grid}.contribution-line{justify-content:space-between;gap:18px;font-size:12px;display:flex}.contribution-line>span{align-items:center;gap:8px;display:flex}.contribution-line>span i{border-radius:3px;width:8px;height:8px}.contribution-line strong small{color:#77849a;margin-left:3px;font-size:9px;font-weight:500}.contribution-track{background:#1c2537;border-radius:5px;height:5px;margin:8px 0 5px;overflow:hidden}.contribution-track b{border-radius:inherit;height:100%;display:block}.contribution-item>small{color:#6e7a90;font-size:9px}.dashboard-empty{text-align:center;place-content:center;min-height:190px;display:grid}.dashboard-empty strong{font-size:14px}.dashboard-empty p{color:#748197;max-width:280px;font-size:11px;line-height:1.5}.redirect-impact-card{color:#fff;background:linear-gradient(155deg,#a390ff,#6e5ee8)!important}.redirect-impact-card>span{text-transform:uppercase;letter-spacing:.08em;font-size:11px}.redirect-impact-card>strong{letter-spacing:-.06em;margin:20px 0 5px;font-size:40px;display:block}.redirect-impact-card>p{color:#e4e0ff;margin:0 0 35px;font-size:11px;line-height:1.5}.redirect-impact-card>div{border-top:1px solid #ffffff25;justify-content:space-between;gap:12px;padding:11px 0;font-size:10px;display:flex}.redirect-impact-card>div b{font-size:12px}.site-footer p{color:#7f8ba1}.hero{padding-top:110px}.hero-copy h1{color:#fff}.hero-copy h1 em{color:#0000;background:linear-gradient(90deg,#b8ff63,#6ee5ff);-webkit-background-clip:text;background-clip:text}.hero-copy>p{color:#9aa6ba}.hero-card{background:linear-gradient(145deg,#181f30,#12162b);border:1px solid #ffffff13;box-shadow:0 30px 100px #0008}.example-note{color:#09100b;background:#b8ff63}.steps article{background:#101722;border-color:#ffffff10}.steps p,.section-heading p{color:#8f9bb2}.closing-cta{background:linear-gradient(120deg,#151b2b,#221b48);border:1px solid #ffffff12}.gold-button{color:#09100b;background:#b8ff63}.site-footer{color:#fff}@media (max-width:1000px){.dashboard-grid{grid-template-columns:1fr 1fr}.redirect-impact-card{grid-column:1/-1}.redirect-impact-card>p{margin-bottom:18px}}@media (max-width:700px){.site-header{margin:8px 8px 0;top:8px}.redirect-dashboard{padding:25px 18px}.dashboard-heading{align-items:start;display:grid}.dashboard-heading button{justify-self:start}.dashboard-grid{grid-template-columns:1fr}.redirect-impact-card{grid-column:auto}.planner-intro{padding-top:26px}.hero{padding-top:70px}}.add-habit-row{justify-content:flex-start;margin-top:12px;display:flex}.yearly-monthly-note,.yearly-reduce-wrap>small{color:#8995aa;margin-top:5px;font-size:9px;line-height:1.35;display:block}.yearly-reduce-wrap .reduce-field{width:100%}.habit-table-labels a,.metric-help-link{color:inherit;text-underline-offset:3px;-webkit-text-decoration:underline #b8ff6366;text-decoration:underline #b8ff6366}.habit-table-labels a:hover,.metric-help-link:hover{color:#b8ff63}.storage-controls{background:#ffffff05;border:1px solid #ffffff10;border-radius:14px;justify-content:space-between;align-items:center;gap:18px;margin-top:18px;padding:16px;display:flex}.storage-controls label{cursor:pointer;align-items:flex-start;gap:11px;display:flex}.storage-controls input{accent-color:#b8ff63;margin-top:3px}.storage-controls span strong,.storage-controls span small{display:block}.storage-controls span strong{font-size:13px}.storage-controls span small{color:#8f9bb2;margin-top:4px;font-size:10px;line-height:1.45}.storage-controls button{color:#c8d1df;cursor:pointer;background:#ffffff08;border:1px solid #ffffff18;border-radius:999px;flex:none;padding:9px 12px;font-size:10px;font-weight:750}.storage-controls button:hover{color:#ffad8d;border-color:#ff8b5d}@media (max-width:600px){.storage-controls{flex-direction:column;align-items:flex-start}.storage-controls button{width:100%}}.calculator-example-controls{z-index:1;border:1px solid var(--line);border-left:3px solid var(--coral);background:var(--paper);border-radius:14px;justify-content:space-between;align-items:center;gap:18px;margin-top:24px;padding:16px 18px;display:flex;position:relative}.calculator-example-controls strong,.calculator-example-controls span{display:block}.calculator-example-controls strong{color:var(--coral);letter-spacing:.08em;text-transform:uppercase;font-size:10px}.calculator-example-controls span{max-width:650px;color:var(--muted);margin-top:5px;font-size:11px;line-height:1.5}.calculator-example-controls>div:last-child{flex-wrap:wrap;flex:none;gap:8px;display:flex}.calculator-example-controls button{border:1px solid var(--green);background:var(--green);color:#fff;font:inherit;cursor:pointer;border-radius:999px;padding:10px 13px;font-size:10px;font-weight:800}.calculator-example-controls button:last-child{color:var(--green);background:0 0}:is(.calculator-example-controls button:hover,.calculator-example-controls button:focus-visible){filter:brightness(.92)}@media (max-width:650px){.calculator-example-controls{flex-direction:column;align-items:stretch}.calculator-example-controls>div:last-child{width:100%}.calculator-example-controls button{flex:1}}.habit-section{overflow:visible}.habit-workspace{grid-template-columns:minmax(0,1fr) 280px;align-items:start;gap:18px;margin-top:30px;display:grid}.habit-editor{min-width:0}.habit-workspace .habit-table-labels{margin-top:0}.live-redirect-preview{z-index:3;background:linear-gradient(155deg,#182230,#111827);border:1px solid #b8ff6330;border-radius:20px;padding:22px;position:sticky;top:96px;box-shadow:0 22px 55px #0006}.live-preview-kicker{color:#d7ffab;letter-spacing:.09em;text-transform:uppercase;align-items:center;gap:8px;font-size:11px;font-weight:850;display:flex}.live-preview-kicker i{background:#b8ff63;border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 5px #b8ff6314}.live-redirect-preview>p{color:#7f8ba1;margin:7px 0 20px;font-size:10px}.live-payment-equation{grid-template-columns:1fr auto 1fr;align-items:end;gap:8px;padding-bottom:16px;display:grid}.live-payment-equation span,.live-total span,.live-outcome span{color:#8491a6;text-transform:uppercase;letter-spacing:.05em;font-size:9px;display:block}.live-payment-equation strong{margin-top:5px;font-size:15px;display:block}.live-payment-equation>b{color:#69758a;padding-bottom:2px}.live-total{border-top:1px solid #ffffff12;border-bottom:1px solid #ffffff12;padding:16px 0}.live-total strong{color:#b8ff63;letter-spacing:-.05em;margin-top:5px;font-size:30px;display:block}.live-outcome{grid-template-columns:1fr 1fr;gap:14px;padding:17px 0;display:grid}.live-outcome strong{margin-top:5px;font-size:16px;display:block}.live-sooner{color:#a9b4c6;background:#b8ff630d;border-radius:10px;grid-column:1/-1;padding:10px;font-size:10px}.live-sooner strong{color:#b8ff63;font-size:inherit;display:inline}.live-no-payoff{background:#ff8e6e12;border-radius:11px;gap:5px;margin:16px 0;padding:12px;display:grid}.live-no-payoff strong{color:#ff9e83;font-size:12px}.live-no-payoff span{color:#9ca7ba;font-size:10px;line-height:1.45}.live-redirect-preview>button{color:#09100b;cursor:pointer;background:#b8ff63;border:0;border-radius:999px;width:100%;padding:12px;font-size:11px;font-weight:850}.live-redirect-preview>button:disabled{cursor:not-allowed;opacity:.4}@media (max-width:1100px){.habit-workspace{grid-template-columns:1fr}.live-redirect-preview{order:-1;grid-template-columns:1fr 1fr;align-items:center;gap:12px 22px;display:grid;position:sticky;top:82px}.live-preview-kicker,.live-redirect-preview>p,.live-total,.live-no-payoff,.live-redirect-preview>button{grid-column:1/-1}.live-redirect-preview>p{margin:-8px 0 0}.live-payment-equation{padding:0}.live-total{padding:12px 0}.live-outcome{padding:0}.live-sooner{display:none}}@media (max-width:700px){.habit-workspace{margin-top:20px}.live-redirect-preview{border-radius:15px;grid-template-columns:1fr auto;gap:8px 14px;padding:14px 16px;top:76px}.live-redirect-preview>p,.live-payment-equation{display:none}.live-preview-kicker{grid-column:1}.live-total{border:0;grid-column:1;padding:0}.live-total strong{font-size:23px}.live-outcome{text-align:right;grid-area:1/2/3;padding:0;display:block}.live-outcome>div:nth-child(2),.live-sooner{display:none}.live-outcome strong{font-size:15px}.live-no-payoff{grid-column:1/-1;margin:3px 0}.live-redirect-preview>button{grid-column:1/-1;padding:9px}.habit-section{overflow:visible}}:root{--coral:#f15a24}html,body{overflow-x:clip}.planner-intro:after{background:#f15a242b}.input-shell.accent{background:#25120d;border-color:#f15a24}.path-card.adjusted{background:linear-gradient(145deg,#32150e,#11192a);border-color:#f15a2466}.path-card.adjusted:before{background:#f15a2417}.redirect-totals{background:linear-gradient(100deg,#171e2d,#26150f)}.redirect-impact-card{background:linear-gradient(155deg,#f15a24,#b74620)!important}.redirect-impact-card>p{color:#ffe3d8}.closing-cta{background:linear-gradient(120deg,#151b2b,#32150e)}@media (max-width:700px){.site-header{border-radius:15px;padding:10px 12px}.brand{white-space:nowrap;gap:7px;font-size:18px}.brand img{width:26px;height:26px}.nav-cta{padding:10px 14px;font-size:12px}.planner-page{padding:28px 12px 64px}.planner-intro{margin:0 0 20px;padding:28px 0 20px}.planner-intro h1{font-size:38px;line-height:1}.planner-intro p{font-size:16px;line-height:1.55}.debt-input-card,.comparison-section,.habit-section{padding:22px 16px}.panel-heading h2,.dashboard-heading h2{font-size:28px}.path-card{padding:22px}.redirect-dashboard{padding:22px 16px}.dashboard-grid{gap:10px;margin-top:20px}.dashboard-grid>article{padding:18px}.payment-ring{width:148px;height:148px}.habit-row{padding:16px}.redirect-totals{gap:16px;padding:18px}.habit-section:after{display:none}.live-redirect-preview{position:static;top:auto}.site-footer{padding-inline:18px}}@media (min-width:701px) and (max-width:1100px){.live-redirect-preview{border-radius:14px;grid-template-columns:minmax(190px,1.4fr) minmax(115px,.8fr) minmax(90px,.65fr) auto;gap:10px 12px;padding:12px 16px}.live-preview-kicker,.live-redirect-preview>p{display:none}.live-payment-equation{grid-column:auto;grid-template-columns:1fr auto 1fr;gap:6px;min-width:0;padding:0;display:grid}.live-payment-equation span,.live-total span,.live-outcome span{font-size:8px}.live-payment-equation strong{white-space:nowrap;margin-top:3px;font-size:13px}.live-total{border:0;grid-column:auto;min-width:0;padding:0}.live-total strong{margin-top:3px;font-size:20px}.live-outcome{grid-column:auto;min-width:0;padding:0;display:block}.live-outcome>div:nth-child(2),.live-sooner{display:none}.live-outcome strong{white-space:nowrap;margin-top:3px;font-size:14px}.live-redirect-preview>button{white-space:nowrap;grid-column:auto;width:auto;padding:9px 13px;font-size:10px}.live-no-payoff{grid-column:2/4;margin:0;padding:8px 10px}}.methodology-page{max-width:1180px;margin:0 auto;padding:78px 28px 110px}.methodology-hero{max-width:900px;padding:30px 0 62px}.methodology-hero h1{letter-spacing:-.06em;max-width:900px;margin:16px 0 22px;font-size:clamp(46px,6vw,76px);line-height:.98}.methodology-hero>p{color:#a9b4c6;max-width:760px;font-size:19px;line-height:1.65}.methodology-meta{flex-wrap:wrap;gap:10px;margin-top:26px;display:flex}.methodology-meta span{color:#9eabc0;background:#ffffff08;border:1px solid #ffffff14;border-radius:999px;padding:8px 11px;font-size:11px}.methodology-layout{grid-template-columns:220px minmax(0,1fr);align-items:start;gap:46px;display:grid}.methodology-nav{background:#0e1420;border:1px solid #ffffff10;border-radius:17px;gap:4px;padding:18px;display:grid;position:sticky;top:98px}.methodology-nav strong{color:#fff;margin-bottom:8px;font-size:12px}.methodology-nav a{color:#8f9bb2;border-radius:8px;padding:7px 9px;font-size:11px}.methodology-nav a:hover{color:#b8ff63;background:#ffffff08}.methodology-content{gap:18px;display:grid}.methodology-content section{background:linear-gradient(145deg,#121927,#0d1320);border:1px solid #ffffff10;border-radius:24px;padding:34px;scroll-margin-top:100px}.method-number{color:#ff8b5d;letter-spacing:.15em;font-size:11px;font-weight:850}.methodology-content h2{letter-spacing:-.04em;margin:8px 0 15px;font-size:30px}.methodology-content p,.methodology-content li{color:#a3aec0;font-size:14px;line-height:1.7}.methodology-content ul{gap:8px;margin:18px 0 0;padding-left:20px;display:grid}.formula-stack{border:1px solid #ffffff10;border-radius:15px;gap:1px;margin:22px 0;display:grid;overflow:hidden}.formula-stack>div{background:#090f19;grid-template-columns:170px 1fr;gap:20px;padding:15px 17px;display:grid}.formula-stack span,.conversion-grid strong{color:#c7d0df;font-size:12px}.methodology-content code{color:#b8ff63;font-family:var(--font-geist-mono),monospace;font-size:12px}.conversion-grid{grid-template-columns:1fr 1fr;gap:10px;margin:22px 0;display:grid}.conversion-grid>div{background:#090f19;border:1px solid #ffffff10;border-radius:14px;gap:9px;padding:18px;display:grid}.feature-formula{text-align:center;background:#b8ff6308;border:1px solid #b8ff6320;border-radius:15px;grid-template-columns:1fr auto 1.3fr auto 1.2fr;align-items:center;gap:10px;margin:22px 0;padding:20px;font-size:12px;display:grid}.feature-formula b{color:#657187}.feature-formula strong{color:#b8ff63}.single-formula{background:#090f19;border-radius:12px;margin:10px 0 4px;padding:14px 17px;display:inline-block}.example-comparison{grid-template-columns:1fr 1fr 1fr;gap:10px;margin:22px 0;display:grid}.example-comparison>div{background:#090f19;border:1px solid #ffffff10;border-radius:14px;padding:18px}.example-comparison span,.example-comparison small{color:#8491a6;font-size:10px;display:block}.example-comparison strong{color:#fff;margin:7px 0;font-size:20px;display:block}.example-comparison .example-result{background:#b8ff630b;border-color:#b8ff6340}.example-comparison .example-result strong{color:#b8ff63}.source-note{background:#ffffff06;border-left:3px solid #f15a24;border-radius:0 14px 14px 0;margin-top:22px;padding:20px}.source-note strong{font-size:13px}.source-note p{margin:7px 0 11px}.source-note a{color:#ff9b75;font-size:12px;font-weight:750}.methodology-cta{background:linear-gradient(110deg,#25150f,#131b29);border-radius:16px;justify-content:space-between;align-items:center;gap:24px;margin-top:24px;padding:22px;display:flex}.methodology-cta strong{font-size:17px}.methodology-cta p{margin:5px 0 0;font-size:12px}.methodology-cta a{color:#09100b;background:#b8ff63;border-radius:999px;flex:none;padding:12px 16px;font-size:12px;font-weight:850}@media (max-width:800px){.methodology-page{padding:48px 18px 80px}.methodology-hero{padding-bottom:38px}.methodology-hero h1{font-size:44px}.methodology-hero>p{font-size:16px}.methodology-layout{grid-template-columns:1fr}.methodology-nav{grid-template-columns:1fr 1fr;position:static}.methodology-nav strong{grid-column:1/-1}.methodology-content section{padding:24px 20px}.formula-stack>div{grid-template-columns:1fr;gap:7px}.conversion-grid,.example-comparison,.feature-formula{grid-template-columns:1fr}.feature-formula b{display:none}.methodology-cta{flex-direction:column;align-items:flex-start}}.plain-steps{gap:10px;margin:22px 0;display:grid}.plain-steps>div{background:#090f19;border:1px solid #ffffff10;border-radius:14px;grid-template-columns:34px 1fr;align-items:start;gap:13px;padding:15px;display:grid}.plain-steps>div>b{color:#b8ff63;background:#b8ff6315;border-radius:50%;place-items:center;width:30px;height:30px;font-size:12px;display:grid}.plain-steps span strong,.plain-steps span small{display:block}.plain-steps span strong{font-size:13px}.plain-steps span small,.conversion-grid span{color:#8f9bb2;margin-top:4px;font-size:12px;line-height:1.5}.math-details{background:#ffffff04;border:1px solid #ffffff10;border-radius:13px;margin-top:18px;padding:15px 17px}.math-details summary{cursor:pointer;color:#b8ff63;font-size:12px;font-weight:800}.math-details .formula-stack{margin-bottom:8px}.math-details>p{margin-bottom:0;font-size:12px}.about-page{max-width:1180px;margin:0 auto;padding:72px 28px 110px}.about-hero{max-width:930px;padding:36px 0 72px}.about-hero h1{letter-spacing:-.06em;max-width:900px;margin:16px 0 22px;font-size:clamp(48px,6.2vw,78px);line-height:.98}.about-hero>p{color:#a9b4c6;max-width:760px;margin-bottom:28px;font-size:19px;line-height:1.65}.about-hero .primary-button{border-radius:999px;padding:14px 19px;font-size:13px;font-weight:850;display:inline-block}.about-story,.about-boundaries{background:linear-gradient(145deg,#121927,#0d1320);border:1px solid #ffffff10;border-radius:24px;grid-template-columns:.9fr 1.1fr;gap:60px;margin-bottom:22px;padding:38px;display:grid}.about-story>div>span{color:#ff8b5d;letter-spacing:.14em;text-transform:uppercase;font-size:10px;font-weight:850}.about-story h2,.about-boundaries h2{letter-spacing:-.045em;margin:10px 0 0;font-size:34px;line-height:1.08}.about-copy p,.about-boundaries p,.about-privacy p,.about-card-grid p{color:#9da9bc;font-size:14px;line-height:1.72}.about-copy p:first-child,.about-boundaries p:first-child{margin-top:0}.about-values{padding:64px 0}.about-card-grid{grid-template-columns:1fr 1fr;gap:12px;margin-top:26px;display:grid}.about-card-grid article{background:#090f19;border:1px solid #ffffff10;border-radius:17px;padding:24px}.about-card-grid strong{font-size:15px}.about-card-grid p{margin-bottom:0}.about-boundaries a{color:#b8ff63;text-underline-offset:3px;text-decoration:underline}.about-privacy{background:#b8ff6308;border:1px solid #b8ff6328;border-radius:18px;margin:22px 0;padding:26px}.about-privacy strong{font-size:17px}.about-privacy p{max-width:850px;margin-bottom:0}.about-page>.methodology-cta{margin-top:22px}@media (max-width:750px){.about-page{padding:46px 18px 80px}.about-hero{padding-bottom:44px}.about-hero h1{font-size:44px}.about-hero>p{font-size:16px}.about-story,.about-boundaries{grid-template-columns:1fr;gap:22px;padding:25px 21px}.about-story h2,.about-boundaries h2{font-size:28px}.about-card-grid{grid-template-columns:1fr}}.card-usage-option,.same-card-option{z-index:1;background:#090f19;border:1px solid #ffffff10;border-radius:15px;margin-top:22px;padding:16px 18px;position:relative}.card-usage-option>label{align-items:flex-start;gap:12px;display:flex}.card-usage-option>label>input{accent-color:#b8ff63;width:18px;height:18px;margin:1px 0 0}.card-usage-option>label>span,.same-card-option>span{gap:4px;display:grid}.card-usage-option strong,.same-card-option strong{font-size:13px}.card-usage-option small,.same-card-option small,.card-charge-details p{color:#8f9bb2;font-size:11px;line-height:1.5}.card-charge-details{grid-template-columns:repeat(3,minmax(0,1fr));align-items:start;gap:14px;margin:18px 0 0 30px;display:grid}.card-charge-details label>span:first-child,.charge-readonly>span{min-height:30px;margin-bottom:7px;font-size:12px;font-weight:750;display:block}.card-charge-details>p{grid-column:1/-1;max-width:850px;margin:0}.charge-readonly .input-shell{padding-right:14px}.charge-readonly .input-shell strong{color:#fff;flex:1;padding:0 12px;font-size:18px}.charge-readonly small{margin-top:7px;display:block}.same-card-option{margin:22px 0 0}.card-charge-details .input-shell{width:100%;height:56px;display:flex!important}.card-charge-details .input-shell input[type=number]{-moz-appearance:textfield;display:block;color:#fff!important;flex:auto!important;width:100%!important;min-width:0!important;height:100%!important;margin:0!important;padding:0 12px!important;font-size:18px!important}.card-charge-details .input-shell input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.card-charge-details .input-shell input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}@media (max-width:900px){.card-usage-option{padding:14px}.card-charge-details{grid-template-columns:1fr 1fr;gap:10px;margin:14px 0 0 30px}.card-charge-details>label{grid-column:1/-1}.card-charge-details>p{grid-column:1/-1;margin-top:0}.card-charge-details label>span:first-child,.charge-readonly>span{min-height:0;margin-bottom:5px;font-size:11px}.card-charge-details .input-shell{height:46px}.card-charge-details .input-shell input[type=number],.charge-readonly .input-shell strong{font-size:16px!important}.charge-readonly small{font-size:9px;line-height:1.35}}@media (max-width:520px){.card-usage-option{padding:13px 12px}.card-usage-option>label{gap:9px}.card-usage-option>label>span strong{font-size:12px}.card-charge-details{grid-template-columns:1fr;margin-left:27px}.card-charge-details>label,.card-charge-details>p{grid-column:auto}.card-charge-details .input-shell{height:43px}.card-charge-details>p{font-size:10px}}.guide-page{max-width:1180px;margin:0 auto;padding:78px 28px 110px}.guide-hero{max-width:900px;padding:30px 0 68px}.guide-hero h1{letter-spacing:-.06em;max-width:880px;margin:16px 0 22px;font-size:clamp(46px,6vw,76px);line-height:.98}.guide-hero>p{color:#a9b4c6;max-width:740px;font-size:19px;line-height:1.65}.guide-button{color:#09100b;background:#b8ff63;border-radius:999px;margin-top:18px;padding:13px 18px;font-size:13px;font-weight:850;display:inline-flex}.guide-layout{grid-template-columns:220px minmax(0,1fr);align-items:start;gap:46px;display:grid}.guide-nav{background:#0e1420;border:1px solid #ffffff10;border-radius:17px;gap:4px;padding:18px;display:grid;position:sticky;top:98px}.guide-nav strong{color:#fff;margin-bottom:8px;font-size:12px}.guide-nav a{color:#8f9bb2;border-radius:8px;padding:7px 9px;font-size:11px}.guide-content{gap:18px;display:grid}.guide-content section{background:linear-gradient(145deg,#121927,#0d1320);border:1px solid #ffffff10;border-radius:24px;padding:34px;scroll-margin-top:100px}.guide-number{color:#ff8b5d;letter-spacing:.15em;font-size:11px;font-weight:850}.guide-content h2{letter-spacing:-.04em;margin:8px 0 15px;font-size:30px}.guide-content p,.guide-content li{color:#a3aec0;font-size:14px;line-height:1.7}.guide-content p a,.guide-note a{color:#b8ff63;text-underline-offset:3px;text-decoration:underline}.guide-callout{background:#b8ff6308;border:1px solid #b8ff6320;border-radius:15px;grid-template-columns:1.5fr repeat(3,1fr);align-items:center;gap:10px;margin:22px 0;padding:18px;font-size:12px;display:grid}.guide-callout span{text-align:center;color:#c7d0df;background:#090f19;border-radius:10px;padding:12px}.strategy-grid{grid-template-columns:1fr 1fr;gap:12px;margin:22px 0;display:grid}.strategy-grid>div{background:#090f19;border:1px solid #ffffff10;border-radius:16px;padding:22px}.strategy-grid strong{color:#fff}.strategy-grid p{margin-bottom:0}.guide-example{grid-template-columns:1fr auto 1fr auto 1.2fr;align-items:center;gap:12px;margin:22px 0;display:grid}.guide-example>div{background:#090f19;border:1px solid #ffffff10;border-radius:14px;padding:18px}.guide-example span,.guide-example strong{display:block}.guide-example span{color:#8491a6;font-size:10px}.guide-example strong{margin-top:6px;font-size:20px}.guide-example>b{color:#657187}.guide-steps{counter-reset:guide-step;gap:10px;padding:0;list-style:none;display:grid}.guide-steps li{counter-increment:guide-step;background:#090f19;border:1px solid #ffffff10;border-radius:14px;grid-template-columns:34px 1fr;gap:4px 13px;padding:15px;display:grid}.guide-steps li:before{content:counter(guide-step);color:#b8ff63;background:#b8ff6315;border-radius:50%;grid-row:1/3;place-items:center;width:30px;height:30px;font-size:12px;font-weight:800;display:grid}.guide-steps strong{color:#fff}.guide-steps span{color:#8f9bb2;font-size:12px}.guide-note{background:#ffffff06;border-left:3px solid #f15a24;border-radius:0 14px 14px 0;margin-top:22px;padding:20px}.guide-note p{margin-bottom:0}.guide-faq{gap:9px;margin-top:22px;display:grid}.guide-faq details{background:#090f19;border:1px solid #ffffff10;border-radius:13px;padding:16px 18px}.guide-faq summary{cursor:pointer;color:#fff;font-size:13px;font-weight:750}.guide-faq p{margin-bottom:0}@media (max-width:800px){.guide-page{padding:48px 18px 80px}.guide-hero{padding-bottom:38px}.guide-hero h1{font-size:44px}.guide-hero>p{font-size:16px}.guide-layout{grid-template-columns:1fr}.guide-nav{grid-template-columns:1fr 1fr;position:static}.guide-nav strong{grid-column:1/-1}.guide-content section{padding:24px 20px}.strategy-grid{grid-template-columns:1fr}.guide-callout{grid-template-columns:1fr 1fr}.guide-callout strong{grid-column:1/-1}.guide-example{grid-template-columns:1fr}.guide-example>b{display:none}}.adjusted .path-label i{color:#09100b}.spending-only-section{overflow:visible}.spending-summary{background:#ffffff12;border:1px solid #ffffff12;border-radius:18px;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:28px;display:grid;overflow:hidden}.spending-summary>div{background:#0b111c;padding:22px}.spending-summary span,.spending-next-step span{color:#8f9bb2;letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:800;display:block}.spending-summary strong{margin-top:9px;font-size:27px;display:block}.spending-summary strong small{color:#8f9bb2;margin-left:5px;font-size:12px;font-weight:500}.spending-summary em{color:#7f8ba1;margin-top:5px;font-size:12px;font-style:normal;display:block}.spending-summary>div:nth-child(2) strong,.spending-next-step strong{color:#b8ff63}.spending-next-step{background:linear-gradient(110deg,#b8ff630b,#9b8cff0b);border:1px solid #b8ff6329;border-radius:18px;justify-content:space-between;align-items:center;gap:24px;margin-top:14px;padding:24px;display:flex}.spending-next-step strong{margin-top:6px;font-size:34px;display:block}.spending-next-step p{color:#8f9bb2;margin:5px 0 0;font-size:12px}.spending-next-step .primary-button{text-align:center;flex:none}.metric-help-link{color:inherit;text-decoration:none}@media (max-width:850px){.spending-summary{grid-template-columns:1fr}.spending-next-step{flex-direction:column;align-items:flex-start}.spending-next-step .primary-button{width:100%}}@media (max-width:700px){.site-header nav{gap:12px;font-size:11px}.site-header nav a[href=\/methodology]{display:none}}@media (max-width:430px){.site-header nav a[href=\/about]{display:none}.spending-summary>div{padding:18px}.spending-next-step{padding:19px}}.print-toolbar{align-items:center;gap:14px;margin-bottom:-4px;display:flex}.print-toolbar button{color:#caff8e;cursor:pointer;background:#b8ff6310;border:1px solid #b8ff6350;border-radius:999px;padding:11px 16px;font-weight:800}.print-toolbar span{color:#7f8ba1;font-size:11px}.print-report-header,.print-disclaimer{display:none}@media (max-width:600px){.print-toolbar{flex-direction:column;align-items:flex-start}.print-toolbar span{line-height:1.4}}@media print{@page{size:letter;margin:.45in}*{box-shadow:none!important;text-shadow:none!important}html,body{font-size:10pt;color:#111!important;background:#fff!important;font-family:Arial,Helvetica,sans-serif!important}.site-header,.site-footer,.planner-intro,.print-toolbar,.storage-controls,.calculator-example-controls,.add-habit-row,.empty-habits,.remove-habit,.same-card-option{display:none!important}.page-shell,.planner-page{max-width:none!important;margin:0!important;padding:0!important}.planner-stack{display:block!important}.planner-stack>section,.spending-only-section{break-inside:avoid-page;color:#111!important;background:#fff!important;border:1px solid #bbb!important;border-radius:8px!important;margin:0 0 14px!important;padding:16px!important}.print-report-header{border-bottom:2px solid #111;justify-content:space-between;align-items:flex-end;margin-bottom:14px;padding-bottom:8px;display:flex!important}.print-report-header strong{font-size:18pt}.print-report-header span{color:#555;font-size:9pt}.panel-heading h2,.dashboard-heading h2{color:#111!important;font-size:18pt!important}.eyebrow,.dashboard-kicker{color:#444!important}.muted,.panel-heading p,.dashboard-heading p{color:#555!important}.debt-fields{grid-template-columns:repeat(4,1fr)!important;gap:8px!important}.input-shell,.habit-row input,.habit-row select{color:#111!important;background:#fff!important;border:1px solid #aaa!important}.input-shell input,.habit-row input,.habit-row select{color:#111!important}.input-shell:focus-within{box-shadow:none!important}.path-grid{grid-template-columns:1fr 1fr!important;gap:10px!important}.path-card,.path-card.adjusted{color:#111!important;background:#fff!important;border:1px solid #999!important;padding:18px!important}.path-card:before{display:none!important}.path-label,.adjusted .path-label,.path-date,.adjusted .path-date,.path-card dt,.adjusted dt{color:#555!important}.path-label i{color:#111!important;background:#fff!important;border:1px solid #777!important}.path-card dl{border-color:#bbb!important}.redirect-dashboard{color:#111!important;background:#fff!important;border:1px solid #bbb!important;border-radius:8px!important;padding:16px!important}.dashboard-grid{grid-template-columns:1fr 1.4fr .8fr!important;gap:8px!important}.dashboard-grid>article,.redirect-impact-card{color:#111!important;background:#fff!important;border:1px solid #aaa!important;padding:14px!important}.payment-ring:after{background:#fff!important}.payment-ring span,.mix-legend span,.contribution-item small,.redirect-impact-card p{color:#555!important}.contribution-track{background:#ddd!important}.habit-workspace{display:block!important}.live-redirect-preview{color:#111!important;background:#fff!important;border:1px solid #aaa!important;margin-top:12px!important;padding:16px!important;position:static!important}.habit-table-labels{display:grid!important}.habit-row{break-inside:avoid;color:#111!important;background:#fff!important;border:1px solid #bbb!important;grid-template-columns:1fr 1.5fr .8fr .8fr .8fr 24px!important;gap:8px!important;padding:12px!important}.mobile-label{display:none!important}.habit-metric small,.redirect-totals span,.redirect-totals em,.spending-summary span,.spending-summary em{color:#555!important}.habit-metric.saving strong,.savings-total strong,.spending-summary>div:nth-child(2) strong{color:#111!important}.redirect-totals,.spending-summary{background:#fff!important;border:1px solid #999!important}.redirect-totals>div,.spending-summary>div{color:#111!important;background:#fff!important;padding:14px!important}.spending-summary{grid-template-columns:repeat(3,1fr)!important}.card-usage-option,.card-charge-details,.charge-readonly{color:#111!important;background:#fff!important;border-color:#bbb!important}.card-charge-details p,.card-usage-option small{color:#555!important}.print-disclaimer{margin:14px 0 0;font-size:8pt;line-height:1.4;color:#555!important;display:block!important}}.hero-copy h1{letter-spacing:-.045em;line-height:1.08}.brand img{border-radius:0;width:44px;height:24px}@media (max-width:700px){.brand img{width:39px;height:22px}}.payoff-example{background:linear-gradient(145deg,#121927,#0d1320);border:1px solid #ffffff10;border-radius:26px;margin-top:28px;padding:38px;box-shadow:0 24px 70px #0005}.payoff-example-heading{grid-template-columns:1fr 1fr;align-items:end;gap:48px;display:grid}.payoff-example-heading h2{letter-spacing:-.04em;max-width:620px;margin:9px 0 0;font-size:32px;line-height:1.12}.payoff-example-heading>p{color:#9da9bc;margin:0;font-size:14px;line-height:1.65}.example-inputs{background:#ffffff12;border:1px solid #ffffff12;border-radius:16px;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:30px;display:grid;overflow:hidden}.example-inputs>div{background:#090f19;padding:18px}.example-inputs span,.example-paths span{color:#8491a6;letter-spacing:.07em;text-transform:uppercase;font-size:10px;font-weight:800;display:block}.example-inputs strong{margin-top:7px;font-size:19px;display:block}.example-paths{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:12px;display:grid}.example-paths article{background:#090f19;border:1px solid #ffffff10;border-radius:16px;padding:22px}.example-paths strong{letter-spacing:-.04em;margin-top:15px;font-size:27px;display:block}.example-paths p{color:#8f9bb2;margin:7px 0 0;font-size:12px;line-height:1.5}.example-paths .example-adjusted{background:linear-gradient(145deg,#211b45,#11192a);border-color:#9b8cff55}.example-paths .example-savings{background:#b8ff630b;border-color:#b8ff6340}.example-disclaimer{color:#7f8ba1;margin:20px 0 0;font-size:11px;line-height:1.6}.example-disclaimer a{color:#b8ff63;text-underline-offset:3px;text-decoration:underline}@media (max-width:800px){.payoff-example{padding:26px 20px}.payoff-example-heading{grid-template-columns:1fr;gap:15px}.example-inputs{grid-template-columns:1fr 1fr}.example-paths{grid-template-columns:1fr}}@media (max-width:480px){.example-inputs{grid-template-columns:1fr}.payoff-example-heading h2{font-size:28px}}.calculator-faq,.calculator-resources{background:linear-gradient(145deg,#121927,#0d1320);border:1px solid #ffffff10;border-radius:26px;margin-top:28px;padding:38px}.calculator-section-heading h2{letter-spacing:-.04em;margin:9px 0 0;font-size:32px}.calculator-section-heading>p{color:#8f9bb2;margin:8px 0 0;font-size:13px}.calculator-faq-list{gap:9px;margin-top:26px;display:grid}.calculator-faq-list details{background:#090f19;border:1px solid #ffffff10;border-radius:13px;padding:17px 19px}.calculator-faq-list summary{cursor:pointer;color:#fff;font-size:13px;font-weight:750}.calculator-faq-list p{color:#9da9bc;max-width:920px;margin:12px 0 0;font-size:13px;line-height:1.65}.resource-card-grid{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:26px;display:grid}.resource-card-grid a{background:#090f19;border:1px solid #ffffff10;border-radius:16px;padding:22px;transition:border-color .2s,transform .2s}.resource-card-grid a:hover{border-color:#b8ff6355;transform:translateY(-2px)}.resource-card-grid span{color:#8491a6;letter-spacing:.07em;text-transform:uppercase;font-size:10px;font-weight:800;display:block}.resource-card-grid strong{color:#b8ff63;margin-top:12px;font-size:17px;display:block}.resource-card-grid p{color:#8f9bb2;margin:8px 0 0;font-size:12px;line-height:1.55}@media (max-width:800px){.calculator-faq,.calculator-resources{padding:26px 20px}.resource-card-grid{grid-template-columns:1fr}}.spending-only-section>.print-toolbar{margin-bottom:28px}.mobile-menu{display:none}.desktop-nav{gap:22px}.mobile-menu summary{cursor:pointer;color:#fff;background:#ffffff08;border:1px solid #ffffff1f;border-radius:999px;padding:10px 14px;font-size:12px;font-weight:800;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu[open] summary{color:#caff8e;border-color:#b8ff6355}.mobile-menu nav{z-index:30;background:#0e1420;border:1px solid #ffffff14;border-radius:15px;min-width:210px;padding:9px;display:grid;position:absolute;top:calc(100% + 10px);right:0;box-shadow:0 20px 55px #0009}.mobile-menu nav a{color:#dce4f0;border-radius:9px;padding:11px 12px;font-size:13px;font-weight:700;display:block}@media (max-width:850px){.site-header>.desktop-nav{display:none}.mobile-menu{display:block;position:relative}.mobile-menu nav{gap:2px}.mobile-menu nav a[href=\/about],.mobile-menu nav a[href=\/methodology]{display:block}}@media (max-width:560px){.mobile-menu nav>a:first-child{display:block}.site-header .mobile-menu nav{gap:2px}}.nav-group{position:relative}.nav-group>summary{cursor:pointer;list-style:none}.nav-group>summary::-webkit-details-marker{display:none}.nav-group>summary:after{content:"⌄";color:var(--muted);margin-left:5px;font-size:11px}.nav-group[open]>summary{color:var(--coral)}.nav-group>div{z-index:40;background:#0e1420;border:1px solid #ffffff18;border-radius:13px;min-width:170px;padding:8px;position:absolute;top:calc(100% + 12px);left:50%;transform:translate(-50%);box-shadow:0 18px 45px #0008}.nav-group>div a{white-space:nowrap;border-radius:8px;padding:10px 11px;display:block}.nav-group>div a:hover{background:#ffffff09}.mobile-nav-group{border-top:1px solid #ffffff12;border-bottom:1px solid #ffffff12;margin:4px 0;padding:8px 9px;display:grid}.mobile-nav-group>span{color:#9ba7ba;letter-spacing:.08em;text-transform:uppercase;padding:3px;font-size:10px;font-weight:800}.mobile-nav-group>a{padding-left:14px!important}.footer-link-group{gap:5px;display:grid}.footer-link-group b{color:inherit;font-size:inherit}.footer-link-group a{color:var(--muted);padding-left:12px;font-size:.92em}.home-learning-links{grid-template-columns:1fr 1fr;gap:12px;max-width:1050px;margin:22px auto 0;display:grid}.home-learning-links a{background:#0d141e;border:1px solid #ffffff10;border-radius:15px;justify-content:space-between;gap:18px;padding:18px 20px;display:flex}.home-learning-links a:hover{border-color:#b8ff6355}.home-learning-links strong{font-size:13px}.home-learning-links span{color:#b8ff63;font-size:12px}.about-copy a,.methodology-content p>a{color:#b8ff63;text-underline-offset:3px;text-decoration:underline}@media (max-width:700px){.home-learning-links{grid-template-columns:1fr}.home-learning-links a{flex-direction:column;align-items:flex-start;gap:7px}.spending-next-step{flex-direction:column;align-items:flex-start}.spending-next-step .primary-button{width:100%}}.site-header .nav-group>div>a{color:#f4f7fb}:is(.site-header .nav-group>div>a:hover,.site-header .nav-group>div>a:focus-visible){color:#fff;background:#ffffff12}main.coffee-page,main.water-page{background:#f7f2ea}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}:root{--cream:#f5efe4;--ink:#312d27;--green:#526b52;--coral:#bd6848;--gold:#d2a85d;--muted:#746d64;--line:#ded3c3;--paper:#fffaf2}body{background:#fbf9f4!important}.site-header{max-width:1240px!important;box-shadow:none!important;-webkit-backdrop-filter:none!important;backdrop-filter:none!important;background:#fbf9f4!important;border:0!important;border-bottom:1px solid #e8e1d8!important;border-radius:0!important;margin:0 auto!important;padding:28px 34px!important;position:relative!important;top:auto!important}.brand{color:#1f2933;gap:11px;font-size:21px}.brand span{letter-spacing:-.045em;color:#1f2933!important;background:0 0!important;font-weight:450!important}.brand img{width:43px;height:24px}@media (max-width:700px){.site-header{border-radius:0!important;margin:0!important;padding:20px 18px!important;top:auto!important}.brand img{width:39px;height:22px}}body{color:var(--ink);background:radial-gradient(circle at 92% 2%,#ead6bf 0,#0000 25%),linear-gradient(#f8f2e8 0,#f3ede3 58%,#eee7dc 100%)}.site-header{color:var(--ink);background:#fffaf0e8;border-color:#6c5c481c;box-shadow:0 12px 38px #5c493414}.site-header nav a{color:#5f594f}.site-header nav a:hover{color:#a55338!important}.mobile-menu summary{color:#3d382f;background:#fffaf2;border-color:#695d4c28}.mobile-menu nav{background:#fffaf2;border-color:#6c5c4820;box-shadow:0 20px 55px #5c493426}.mobile-menu nav a{color:#534d44}.mobile-menu nav a:hover{color:#9b4f36;background:#efe5d7}.nav-cta,.primary-button{color:#fffdf8;background:#526b52}.nav-cta:hover,.primary-button:hover{color:#fff;background:#405840}.secondary-button{color:#3d382f;background:#fffaf2;border-color:#cdbfae}.eyebrow{color:#ae5c40}.hero-copy>p,.page-intro p,.planner-intro p,.panel-heading>p,.panel-heading>div>p,.muted{color:var(--muted)}.hero-card,.result-panel,.redirect-summary{color:#fff;background:#526b52}.hero-card{box-shadow:0 28px 70px #6a56372b}.example-note,.gold-button{color:#3a3328;background:#efd29c}.how{background:#fffaf2}.steps article,.debt-input-card,.comparison-section,.habit-section,.calculator-faq,.calculator-resources,.about-story,.about-boundaries,.about-card-grid article,.methodology-content section{color:var(--ink);background:#fffaf2;border-color:#ded3c3;box-shadow:0 18px 52px #5d4b3510}.steps p,.about-copy p,.about-boundaries p,.about-privacy p,.about-card-grid p,.methodology-content p,.methodology-content li{color:var(--muted)}.closing-cta{color:#fff;background:#596b51}.site-footer{border-color:#d8ccbc}.footer-links a{color:#5f594f}.input-shell,.debt-fields .input-shell,.habit-row input,.habit-row select{color:#312d27;background:#fffdf9;border-color:#d4c7b6}.input-shell input,.habit-row input,.habit-row select{color:#312d27}.input-shell:focus-within,.habit-row input:focus,.habit-row select:focus{border-color:#7a9274;box-shadow:0 0 0 3px #738e6b20}.path-card{color:#312d27;background:#fffdf9;border-color:#ded3c3}.path-card.adjusted{color:#fff;background:#596b51;border-color:#71836c}.path-date{color:#ad5b40}.adjusted .path-date,.adjusted .path-label{color:#f1d69e}.path-label i,.adjusted .path-label i{color:#352f27;background:#efd29c}.path-card dl{border-color:#ded3c3}.adjusted dl{border-color:#ffffff2e}.path-card dt,.habit-metric small{color:#81796f}.adjusted dt{color:#ffffffb8}.comparison-win{color:#405740;background:#e7eee2;border-color:#cbd7c6}.habit-row{background:#fffaf2;border-color:#ded3c3}.remove-habit{color:#796e61;background:#eee4d7}.redirect-totals,.spending-summary{background:#e8dfd3;border-color:#d8ccbc}.redirect-totals>div,.spending-summary>div{color:#312d27;background:#fffaf2}.redirect-totals button{color:#fff;background:#526b52}.habit-metric.saving strong,.savings-total strong,.spending-summary>div:nth-child(2) strong,.spending-next-step strong{color:#9e5139}.add-habit{color:#405740;background:#edf2e9;border-color:#526b52}.redirect-dashboard,.live-redirect-preview{color:#312d27;background:#fffaf2;border-color:#ded3c3;box-shadow:0 18px 52px #5d4b3510}.dashboard-grid>article,.redirect-impact-card,.payment-waterfall,.negative-projection,.learning-note,.card-usage-option,.same-card-option,.card-charge-details{color:#312d27;background:#fffdf9;border-color:#ded3c3}.payment-ring span,.mix-legend span,.contribution-item small,.redirect-impact-card p,.negative-explainer,.learning-note p,.card-usage-option small,.same-card-option small,.card-charge-details p{color:#746d64}.charge-readonly .input-shell strong{color:#312d27}.charge-total .input-shell{background:#eef3ea;border-color:#7f9879}.charge-total .input-shell strong{color:#405740}.guide-page{color:#312d27}.guide-hero>p,.guide-content p,.guide-content li{color:#746d64}.guide-button{color:#fff;background:#526b52}.guide-nav{background:#fffaf2;border-color:#ded3c3}.guide-nav strong{color:#312d27}.guide-nav a{color:#746d64}.guide-nav a:hover{color:#9e5139;background:#efe5d7}.guide-content section{color:#312d27;background:#fffaf2;border-color:#ded3c3;box-shadow:0 18px 52px #5d4b3510}.guide-number{color:#ae5c40}.guide-callout{background:#f2e8da;border-color:#d6c8b6}.guide-callout span,.strategy-grid>div,.guide-example>div,.guide-steps li,.guide-faq details{color:#312d27;background:#fffdf9;border-color:#ded3c3}.guide-callout span,.guide-steps span{color:#746d64}.strategy-grid strong,.guide-steps strong,.guide-faq summary{color:#312d27}.guide-example span{color:#81796f}.guide-example>div:last-child{border-color:#91a48a}.guide-example>div:last-child strong{color:#526b52}.guide-note{background:#f7e5da;border-color:#bd6848}.guide-note a,.methodology-content p>a,.about-copy a{color:#9e5139}.source-note,.math-details,.conversion-grid>div,.plain-steps>div,.methodology-cta{color:#312d27;background:#fffdf9;border-color:#ded3c3}.source-note p,.math-details p,.conversion-grid span,.plain-steps small{color:#746d64}.source-note a,.methodology-cta a{color:#9e5139}.formula-stack code{color:#4d493f;background:#eee6da}.about-privacy{background:#e8eee3;border-color:#c9d3c3}.spending-next-step{background:linear-gradient(110deg,#e6ede1,#f5e4d8);border-color:#cbd7c6}:root{--cream:#f8f6f0;--paper:#fff;--ink:#17231d;--green:#234b3b;--coral:#b95838;--muted:#6d746f;--line:#dedfd8}body{color:var(--ink);font-family:var(--font-geist-sans),Arial,sans-serif;background:var(--cream)!important}.site-header{background:var(--cream)!important;border-bottom:0!important;max-width:1320px!important;padding:30px 36px!important}.site-header nav{gap:30px}.site-header nav a{font-size:12px!important;font-weight:600!important}.brand span{font-size:21px;font-weight:460!important}.nav-cta,.primary-button{border-radius:12px;padding:14px 22px}.eyebrow{letter-spacing:.18em;font-size:10px}.hero-copy h1,.page-intro h1,.planner-intro h1,.guide-hero h1,.coffee-content h2,.section-heading h2,.closing-cta h2{font-family:var(--font-geist-sans),Arial,sans-serif!important;letter-spacing:-.06em!important;font-weight:520!important}.hero{max-width:1320px;padding-top:84px;padding-bottom:130px}.hero-copy h1{font-size:clamp(60px,7vw,100px);line-height:.92}.hero-copy>p{max-width:570px;font-size:18px;line-height:1.7}.hero-card{box-shadow:none;border-radius:30px}.how{padding-top:125px;padding-bottom:125px}.steps{gap:22px}.steps article{box-shadow:none;border:0;border-radius:24px;padding:34px}.closing-cta{border-radius:32px;max-width:1280px;margin-top:110px;margin-bottom:110px;padding:70px}.guide-page,.page-shell,.planner-page{max-width:1320px}.guide-hero,.page-intro,.planner-intro{padding-top:88px;padding-bottom:82px}.guide-hero h1,.page-intro h1,.planner-intro h1{font-size:clamp(58px,7vw,96px);line-height:.94}.guide-hero>p,.page-intro p,.planner-intro p{max-width:660px;font-size:17px;line-height:1.72}.guide-layout{gap:70px}.guide-nav{border:0;border-left:1px solid var(--line);background:0 0;border-radius:0}.guide-content{gap:28px}.guide-content section{box-shadow:none;background:#fff;border:0;border-radius:28px;padding:52px}.guide-content section:nth-child(2n){background:#e8eee8}.guide-content h2{font-family:var(--font-geist-sans),Arial,sans-serif;letter-spacing:-.055em;font-size:clamp(34px,4vw,52px);font-weight:520}.guide-callout,.guide-note,.methodology-cta{border:0;border-radius:22px}@media (prefers-reduced-motion:no-preference){.hero-copy,.guide-hero,.coffee-hero-copy{animation:.7s cubic-bezier(.2,.7,.2,1) both fundra-rise}.hero-card,.coffee-hero>img{animation:.85s cubic-bezier(.2,.7,.2,1) 80ms both fundra-rise}@keyframes fundra-rise{0%{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}}@media (max-width:850px){.site-header{padding:22px 20px!important}.hero{padding-top:54px;padding-bottom:85px}.guide-hero,.page-intro,.planner-intro{padding-top:52px;padding-bottom:50px}.guide-content section{padding:34px 25px}}:root{--cream:#fff;--paper:#fff;--line:#e4e4df}html,body,.site-header{background:#fff!important}.hero-copy h1,.page-intro h1,.planner-intro h1,.guide-hero h1,.section-heading h2,.steps h3,.guide-content h2,.coffee-hero h1,.coffee-content h2,.about-copy h1,.about-copy h2,.methodology-content h2{color:#17231d!important}.hero-copy>p,.page-intro p,.planner-intro p,.guide-hero>p{color:#626b66!important}.secondary-button{color:#17231d!important;background:#fff!important}.hero-actions .primary-button,.hero-actions .secondary-button{justify-content:center;align-items:center;min-height:52px;font-size:15px;font-weight:700;line-height:1;display:inline-flex;border-radius:14px!important;padding:14px 24px!important}.home-learning-links{gap:18px!important;margin-top:34px!important}.home-learning-links a{color:#17231d!important;background:#e8eee8!important;border:0!important;border-radius:22px!important;padding:28px!important}.home-learning-links a:hover{background:#dfe9e1!important}.home-learning-links strong{line-height:1.4;color:#17231d!important;font-size:15px!important}.home-learning-links span{line-height:1.45;color:#315d49!important;font-size:13px!important}.hero-copy h1,.page-intro h1,.planner-intro h1,.guide-hero h1,.coffee-hero h1{text-wrap:balance;letter-spacing:-.038em!important;font-size:clamp(50px,6.4vw,88px)!important;font-weight:470!important;line-height:1.02!important}.section-heading h2,.guide-content h2,.coffee-content h2,.closing-cta h2{text-wrap:balance;letter-spacing:-.032em!important;font-weight:480!important;line-height:1.08!important}.hero{grid-template-columns:minmax(0,1.15fr) minmax(330px,.85fr);gap:96px}@media (max-width:850px){.hero-copy h1,.page-intro h1,.planner-intro h1,.guide-hero h1,.coffee-hero h1{font-size:clamp(44px,10.5vw,68px)!important;line-height:1.04!important}.hero{grid-template-columns:1fr;gap:54px}}.desktop-nav{background:#f4f4f2;border-radius:999px;padding:8px 10px!important}.desktop-nav a{padding:8px 10px}.brand{background:#f4f4f2;border-radius:999px;padding:10px 16px}.hero-example-stage{isolation:isolate;padding:54px 30px 28px;position:relative}.hero-example-glow{z-index:-1;background:linear-gradient(155deg,#b95838 0%,#d3a45d 48%,#5d806b 100%);border-radius:34px;position:absolute;inset:7% 0 13%}.hero-card-animated{min-height:445px;background:#173c30!important;border:0!important;box-shadow:0 30px 75px #173c3030!important}.example-topline{color:#d4dfda;text-transform:uppercase;letter-spacing:.1em;justify-content:space-between;font-size:11px;display:flex}.example-topline b{color:#f0d5a4}.example-name{color:#fff;margin:26px 0 0;font-size:18px;font-weight:560}.example-dots{justify-content:center;gap:8px;margin-top:20px;display:flex}.example-dots button{cursor:pointer;background:#c8ceca;border:0;border-radius:99px;width:8px;height:8px;padding:0;transition:width .25s,background .25s}.example-dots button.active{background:#315d49;width:28px}@media (prefers-reduced-motion:no-preference){.hero-card-animated{animation:.55s cubic-bezier(.2,.7,.2,1) both example-enter}@keyframes example-enter{0%{opacity:0;transform:translateY(18px)scale(.985)}to{opacity:1;transform:none}}}.calculator-waiting{color:#17231d;background:#eef3ef;border-radius:22px;grid-template-columns:auto 1fr;align-items:center;gap:22px;margin-top:28px;padding:42px;display:grid}.calculator-waiting>span{color:#fff;background:#315d49;border-radius:50%;place-items:center;width:48px;height:48px;font-size:12px;font-weight:800;display:grid}.calculator-waiting strong{font-size:19px}.calculator-waiting p{color:#66706a;max-width:650px;margin:7px 0 0;line-height:1.6}@media (max-width:850px){.desktop-nav{background:0 0}.hero-example-stage{padding:35px 18px 22px}.hero-card-animated{min-height:0}.calculator-waiting{padding:28px 22px}}.comparison-section{border-radius:24px!important;padding:28px!important}.comparison-heading{align-items:center!important}.comparison-heading h2{margin-top:6px!important;font-size:28px!important;line-height:1.1!important}.comparison-win{padding:9px 13px!important;font-size:11px!important}.path-grid{align-items:start!important;gap:14px!important;margin-top:20px!important}.path-card{border-radius:18px!important;padding:22px!important}.path-card h3{margin:14px 0 7px!important}.path-time{font-family:var(--font-geist-sans),Arial,sans-serif!important;font-size:38px!important;font-weight:500!important}.path-date{margin:5px 0 16px!important;font-size:12px!important}.path-card dl{padding-top:14px!important}.path-card dd{font-size:15px!important}.payment-breakdown{gap:7px!important;margin:12px 0 17px!important;padding:11px!important}.payment-breakdown>div strong{font-size:13px!important}.payment-breakdown .payment-total strong{font-size:14px!important}.payment-breakdown>div span{font-size:8px!important}.path-label{font-size:10px!important}.path-label i{padding:4px 7px!important}.comparison-section+.redirect-dashboard{margin-top:0!important}@media (max-width:700px){.comparison-section{padding:22px 16px!important}.path-grid{grid-template-columns:1fr!important}.path-card{padding:20px!important}}.hero{max-width:1320px!important;padding-top:110px!important;padding-bottom:145px!important;display:block!important}.hero-copy{max-width:900px!important}.hero-copy>p{max-width:690px!important}.example-story{max-width:1320px;margin:0 auto;padding:40px 36px 130px}.example-story-intro{max-width:760px;margin-bottom:45px}.example-story-intro h2{color:#17231d;letter-spacing:-.04em;margin:14px 0 18px;font-size:clamp(42px,5.2vw,70px);font-weight:470;line-height:1.02}.example-story-intro p{color:#66706a;max-width:620px;font-size:16px;line-height:1.65}.example-story-layout{grid-template-columns:minmax(0,.78fr) minmax(440px,1.22fr);align-items:start;gap:100px;display:grid}.example-story-copy article{opacity:.35;border-top:1px solid #e1e3df;flex-direction:column;justify-content:center;min-height:72vh;padding:15vh 0;transition:opacity .55s,transform .55s cubic-bezier(.22,.75,.18,1);display:flex;transform:translateY(20px)}.example-story-copy article:last-child{border-bottom:1px solid #e1e3df}.example-story-copy article.active{opacity:1;transform:none}.example-story-copy article>span{color:#a95438;letter-spacing:.14em;text-transform:uppercase;font-size:10px;font-weight:800}.example-story-copy h3{color:#17231d;letter-spacing:-.035em;max-width:420px;margin:18px 0 12px;font-size:clamp(32px,3.5vw,50px);font-weight:480;line-height:1.06}.example-story-copy p{color:#68716c;max-width:390px;margin:0;font-size:15px;line-height:1.7}.example-sticky{padding:44px 34px 22px;position:sticky;top:72px}.example-visual{background:linear-gradient(150deg,#bd633f,#d5aa61 52%,#5e826d);border-radius:38px;min-height:560px;position:relative;overflow:hidden}.example-visual-card{color:#fff;opacity:0;pointer-events:none;filter:blur(5px);background:#173f32;border-radius:30px;flex-direction:column;padding:46px;transition:opacity .7s,transform .8s cubic-bezier(.22,.75,.18,1),filter .65s;display:flex;position:absolute;inset:36px;transform:translateY(42px)scale(.975)}.example-visual-card.active{opacity:1;pointer-events:auto;filter:none;transition-delay:80ms;transform:none}.example-visual-card .example-total{margin-top:34px}.example-visual-card .example-results{margin-top:auto}.example-progress{justify-content:center;gap:8px;margin-top:20px;display:flex}.example-progress i{background:#d9ddda;border-radius:9px;width:22px;height:4px;transition:width .5s,background .5s}.example-progress i.active{background:#315d49;width:54px}@media (prefers-reduced-motion:reduce){.example-story-copy article,.example-visual-card,.example-progress i{transition:none}}@media (max-width:900px){.hero{padding:70px 22px 95px!important}.example-story{padding:30px 20px 90px}.example-story-layout{grid-template-columns:1fr;gap:25px}.example-story-copy{display:none}.example-sticky{padding:0;position:relative;top:auto}.example-visual{min-height:535px}.example-visual-card{padding:34px;inset:24px}.example-visual-card:not(.active){display:none}}@media (max-width:520px){.example-visual{border-radius:28px;min-height:500px}.example-visual-card{border-radius:22px;padding:28px;inset:14px}.example-visual-card .example-results{gap:14px}.example-visual-card .example-results b{font-size:22px}}.simulation-story{max-width:1320px;margin:0 auto;padding:35px 36px 130px}.simulation-intro{max-width:780px;margin-bottom:46px}.simulation-intro h2{color:#17231d;letter-spacing:-.038em;margin:14px 0 18px;font-size:clamp(42px,5.2vw,70px);font-weight:470;line-height:1.03}.simulation-intro p{color:#66706a;max-width:620px;font-size:16px;line-height:1.65}.simulation-layout{grid-template-columns:minmax(0,.74fr) minmax(520px,1.26fr);align-items:start;gap:90px;display:grid}.simulation-copy article{opacity:.32;border-top:1px solid #e1e3df;flex-direction:column;justify-content:center;min-height:72vh;padding:15vh 0;transition:opacity .55s,transform .65s cubic-bezier(.22,.75,.18,1);display:flex;transform:translateY(20px)}.simulation-copy article:last-child{border-bottom:1px solid #e1e3df}.simulation-copy article.active{opacity:1;transform:none}.simulation-copy article>span,.sim-heading>span{color:#a95438;letter-spacing:.14em;text-transform:uppercase;font-size:10px;font-weight:800}.simulation-copy h3{color:#17231d;letter-spacing:-.035em;margin:18px 0 12px;font-size:clamp(31px,3.2vw,48px);font-weight:480;line-height:1.07}.simulation-copy p{color:#68716c;max-width:390px;margin:0;font-size:15px;line-height:1.7}.simulation-sticky{padding:38px 0;position:sticky;top:68px}.simulation-window{background:#f5f7f5;border:1px solid #d9dfda;border-radius:28px;overflow:hidden;box-shadow:0 28px 70px #25453818}.simulation-bar{color:#68716c;background:#fff;border-bottom:1px solid #dfe4e0;grid-template-columns:1fr auto 1fr;align-items:center;padding:14px 18px;font-size:10px;display:grid}.simulation-bar>span{gap:5px;display:flex}.simulation-bar i{background:#d7dbd8;border-radius:50%;width:7px;height:7px}.simulation-bar b{font-weight:600}.simulation-bar em{justify-self:end;font-style:normal}.simulation-panels{min-height:520px;position:relative}.simulation-panels>section{opacity:0;pointer-events:none;filter:blur(4px);padding:38px;transition:opacity .65s,transform .8s cubic-bezier(.22,.75,.18,1),filter .65s;position:absolute;inset:0;transform:translateY(30px)scale(.985)}.simulation-panels>section.active{opacity:1;pointer-events:auto;filter:none;transition-delay:80ms;transform:none}.sim-heading{gap:8px;display:grid}.sim-heading strong{color:#17231d;font-size:22px}.sim-fields{grid-template-columns:1fr 1fr;gap:14px;margin-top:30px;display:grid}.sim-fields>div{background:#fff;border:1px solid #dce2dd;border-radius:14px;min-height:88px;padding:16px;position:relative}.sim-fields small{color:#78817c;font-size:10px;display:block}.sim-fields b{color:#17231d;margin-top:10px;font-size:23px;display:block}.sim-fields i.typing{background:#b95838;width:2px;height:22px;animation:.7s infinite simblink;position:absolute;bottom:18px;right:15px}.sim-status{color:#66706a;align-items:center;gap:8px;margin-top:22px;font-size:11px;display:flex}.sim-status i{background:#5e826d;border-radius:50%;width:7px;height:7px}.sim-paths{grid-template-columns:1fr 1fr;gap:14px;margin-top:30px;display:grid}.sim-paths article{background:#fff;border-radius:18px;padding:22px}.sim-paths article:last-child{color:#fff;background:#315d49}.sim-paths small,.sim-paths span{opacity:.7;font-size:10px;display:block}.sim-paths b{margin:14px 0 7px;font-size:28px;display:block}.sim-highlight,.sim-total{color:#332e27;background:#f0d59f;border-radius:16px;justify-content:space-between;align-items:center;margin-top:15px;padding:19px 21px;display:flex}.sim-highlight span{font-size:11px}.sim-tracking{gap:8px;margin-top:24px;display:grid}.sim-tracking>div{background:#fff;border-radius:12px;grid-template-columns:10px 1fr auto;align-items:center;gap:10px;padding:13px 15px;display:grid}.sim-tracking i{border-radius:50%;width:8px;height:8px}.sim-tracking span{color:#5f6963;font-size:12px}.sim-tracking b{color:#17231d;font-size:13px}.sim-total strong{font-size:25px}.sim-dashboard{grid-template-columns:190px 1fr;align-items:center;gap:25px;margin-top:28px;display:grid}.sim-ring{background:conic-gradient(#b95838 0 55%,#315d49 55% 100%);border-radius:50%;place-items:center;width:180px;height:180px;display:grid}.sim-ring:before{content:"";background:#fff;border-radius:50%;grid-area:1/1;width:130px;height:130px}.sim-ring span{z-index:1;text-align:center;grid-area:1/1}.sim-ring b,.sim-ring small{display:block}.sim-ring b{color:#17231d;font-size:28px}.sim-ring small{color:#758079;font-size:9px}.sim-legend{gap:12px;display:grid}.sim-legend p{color:#65706a;grid-template-columns:8px 1fr auto;gap:9px;margin:0;font-size:11px;display:grid}.sim-legend i{background:#315d49;border-radius:50%;width:8px;height:8px}.sim-legend p:last-child i{background:#b95838}.sim-impact{grid-template-columns:1fr 1fr;gap:12px;margin-top:28px;display:grid}.sim-impact>div{background:#fff;border-radius:14px;padding:17px}.sim-impact small,.sim-impact b{display:block}.sim-impact small{color:#758079;text-transform:uppercase;font-size:9px}.sim-impact b{color:#315d49;margin-top:8px;font-size:20px}.simulation-progress{justify-content:center;gap:7px;margin-top:17px;display:flex}.simulation-progress i{background:#dce1dd;border-radius:8px;width:30px;height:4px;transition:background .45s,width .45s}.simulation-progress i.active{background:#315d49;width:46px}@keyframes simblink{50%{opacity:0}}@media (prefers-reduced-motion:reduce){.simulation-copy article,.simulation-panels>section,.simulation-progress i{transition:none}.sim-fields i.typing{animation:none}}@media (max-width:950px){.simulation-layout{grid-template-columns:1fr}.simulation-copy{display:none}.simulation-sticky{padding:0;position:relative;top:auto}.simulation-panels{min-height:535px}.simulation-panels>section:not(.active){display:none}}@media (max-width:650px){.simulation-story{padding:25px 18px 85px}.simulation-panels{min-height:560px}.simulation-panels>section{padding:25px}.sim-fields{grid-template-columns:1fr 1fr;gap:9px}.sim-fields>div{min-height:78px}.sim-paths,.sim-impact,.sim-dashboard{grid-template-columns:1fr}.sim-ring{width:145px;height:145px}.sim-ring:before{width:102px;height:102px}}.simulation-layout{position:relative;grid-template-columns:minmax(0,1fr)!important;gap:0!important;display:grid!important}.simulation-copy,.simulation-sticky{grid-area:1/1}.simulation-copy{z-index:0;opacity:0;pointer-events:none;position:relative;display:block!important}.simulation-copy article{border:0!important;min-height:92vh!important;padding:0!important}.simulation-sticky{z-index:2;align-self:start;padding:0!important;position:sticky!important;top:24px!important}.simulation-window{width:100%;min-height:min(820px,100vh - 48px)}.simulation-panels{min-height:min(750px,100vh - 118px)}.simulation-panels>section{filter:blur(5px);will-change:opacity, transform, filter;transition:opacity .72s cubic-bezier(.22,1,.36,1),transform .82s cubic-bezier(.22,1,.36,1),filter .62s;transform:translateY(52px)scale(.975)}.simulation-panels>section.active{filter:blur();transition-delay:90ms;transform:translate(0,0)scale(1)}.sim-calculator-card{width:100%;box-shadow:none!important;margin:0!important}.simulation-panels .debt-input-card.sim-calculator-card,.simulation-panels .comparison-section.sim-calculator-card{padding:clamp(22px,3vw,38px)!important}.simulation-panels .debt-input-card.sim-calculator-card .card-usage-option{margin-top:14px;padding:13px 16px}.simulation-panels .debt-input-card.sim-calculator-card .storage-controls{margin-top:12px;padding-top:12px}.simulation-panels .debt-input-card.sim-calculator-card .card-usage-option small,.simulation-panels .debt-input-card.sim-calculator-card .storage-controls small{font-size:9px}.simulation-panels .input-shell strong{min-width:0;color:var(--ink);flex:1;font-size:18px;font-weight:500}.simulation-panels .input-shell .typing{background:#b95838;width:2px;height:23px;margin-left:2px;animation:.7s step-end infinite sim-blink;display:inline-block}.simulation-panels .path-grid{margin-top:20px!important}.simulation-panels .sim-habit-card{padding:24px!important;overflow:hidden!important}.simulation-panels .sim-habit-card .panel-heading h2{font-size:25px!important}.simulation-panels .sim-habit-card .habit-table-labels{margin:20px 0 7px;grid-template-columns:1.15fr 2.15fr .9fr 1fr 1fr 30px!important;display:grid!important}.simulation-panels .sim-habit-row{min-height:58px;padding:8px 11px;grid-template-columns:1.15fr 2.15fr .9fr 1fr 1fr 30px!important;gap:13px!important}.simulation-panels .sim-habit-row .mobile-label{display:none!important}.simulation-panels .sim-habit-row input{height:36px}.sim-spend-basis{color:#5f6963;font-size:12px}.simulation-panels .sim-habit-card .redirect-totals{gap:14px;margin-top:13px;padding:14px 16px}.simulation-panels .sim-habit-card .redirect-totals strong{font-size:16px}.simulation-panels .sim-habit-card .redirect-totals button{padding:11px 14px;font-size:11px}.simulation-panels .sim-habit-card .invest-to-save{border-radius:12px;margin-top:10px;padding:12px}.simulation-panels .sim-habit-card .invest-heading h3{margin:2px 0;font-size:13px}.simulation-panels .sim-habit-card .invest-heading p,.simulation-panels .sim-habit-card .investment-empty{font-size:9px}.simulation-panels .sim-habit-card .investment-empty{margin-top:8px;padding:8px}.redirect-dashboard{padding:28px!important}.dashboard-grid{gap:12px!important;margin-top:20px!important}.dashboard-grid>article{padding:17px!important}.payment-ring-wrap{padding:10px 0!important}.payment-ring{width:132px!important;height:132px!important}.redirect-impact-card>strong{margin:12px 0 4px!important;font-size:32px!important}.redirect-impact-card>p{margin-bottom:16px!important}@media (min-width:701px){.dashboard-grid{grid-template-columns:minmax(180px,.8fr) minmax(290px,1.35fr) minmax(205px,.75fr)!important}.redirect-impact-card{grid-column:auto!important}}.simulation-panels .sim-dashboard-card{padding:24px!important}.simulation-panels .sim-dashboard-card .dashboard-heading h2{font-size:25px!important}.simulation-panels .sim-dashboard-card .contribution-list{gap:10px;margin-top:15px}.simulation-panels .sim-dashboard-card .contribution-track{margin:5px 0 0}@media (max-width:950px){.simulation-copy{display:block!important}.simulation-sticky{position:sticky!important;top:12px!important}.simulation-copy article{min-height:88vh!important}}@media (prefers-reduced-motion:reduce){.simulation-panels>section{filter:none;transition:opacity .16s;transform:none}}.simulation-layout{display:block!important}.simulation-sticky{position:relative!important;top:auto!important}.simulation-window{min-height:650px}.simulation-panels{min-height:580px;overflow:hidden}.simulation-panels>section{visibility:hidden;opacity:0;filter:none;transition:opacity .5s cubic-bezier(.22,1,.36,1),transform .68s cubic-bezier(.22,1,.36,1),visibility 0s linear .68s}.simulation-panels>section.before{transform:translate(-105%)scale(.985)}.simulation-panels>section.after{transform:translate(105%)scale(.985)}.simulation-panels>section.active{visibility:visible;opacity:1;transition-delay:0s;transform:translate(0,0)scale(1)}.simulation-controls{grid-template-columns:48px auto 48px;justify-content:center;align-items:center;gap:10px;margin-top:16px;display:grid}.simulation-controls>button:first-child{grid-area:2/1}.simulation-controls>button:last-child{grid-area:2/3}.simulation-controls>button{color:#17231d;cursor:pointer;background:#fff;border:1px solid #cfd6d1;border-radius:50%;place-items:center;width:48px;height:48px;font-size:22px;transition:background .25s,color .25s,transform .25s;display:grid}.simulation-controls>button:hover:not(:disabled){color:#fff;background:#315d49;transform:scale(1.05)}.simulation-controls>button:disabled{cursor:default;opacity:.28}.simulation-caption{text-align:center;grid-area:1/1/auto/-1;gap:3px;max-width:520px;display:grid}.simulation-caption span{color:#a95438;letter-spacing:.12em;text-transform:uppercase;font-size:9px;font-weight:800}.simulation-caption strong{color:#17231d;font-size:13px;font-weight:600}.simulation-progress{grid-area:2/2;margin:0}.simulation-progress button{cursor:pointer;background:#dce1dd;border:0;border-radius:8px;width:25px;height:4px;padding:0;transition:width .35s,background .35s}.simulation-progress button.active{background:#315d49;width:44px}@media (max-width:700px){.simulation-window{min-height:610px}.simulation-panels{min-height:540px}.simulation-controls{grid-template-columns:44px auto 44px}.simulation-controls>button{width:44px;height:44px}.simulation-progress{display:none}.simulation-caption strong{font-size:11px}}.scroll-reveal{opacity:0;transition:opacity .76s cubic-bezier(.22, 1, .36, 1) var(--reveal-delay,0s), transform .88s cubic-bezier(.22, 1, .36, 1) var(--reveal-delay,0s);will-change:opacity, transform;transform:translateY(34px)}.simulation-window.scroll-reveal{transform:translateY(42px)scale(.975)}.scroll-reveal.is-revealed,.simulation-window.scroll-reveal.is-revealed{opacity:1;transform:translate(0,0)scale(1)}@media (prefers-reduced-motion:reduce){.scroll-reveal,.simulation-window.scroll-reveal{opacity:1;transition:none;transform:none}}.dashboard-kicker,.live-preview-kicker,.calculator-section-heading .eyebrow{color:#99472f!important}.redirect-impact-card,.redirect-impact-card>span,.redirect-impact-card>strong,.redirect-impact-card>p,.redirect-impact-card>div,.redirect-impact-card>div span,.redirect-impact-card>div b{color:#211f1b!important}.redirect-impact-card>div{border-color:#211f1b33!important}.print-toolbar button{color:#fff!important;background:#315d49!important;border-color:#315d49!important}.print-toolbar button:hover{background:#244a3a!important}.print-toolbar span,.spending-summary span,.spending-summary em,.spending-next-step p,.redirect-totals>div span,.redirect-totals>div em{color:#625f59!important}.about-boundaries a,.about-copy a,.methodology-content p>a,.metric-help-link{color:#8f402c!important}.add-habit,.storage-controls button,.reset-button{color:#315d49!important;border-color:#315d49!important}.comparison-win{color:#2f543f!important}.path-card.adjusted,.path-card.adjusted h3,.path-card.adjusted .path-time,.path-card.adjusted dd{color:#fff!important}.path-card.adjusted .path-label,.path-card.adjusted .path-date,.path-card.adjusted dt,.path-card.adjusted .payment-breakdown span{color:#f4e2bc!important}.path-card.adjusted .payment-breakdown strong{color:#fff!important}.path-card.adjusted .payment-total strong{color:#f5d492!important}button:disabled,.primary-button[aria-disabled=true]{opacity:.55}@media (forced-colors:active){button,a{forced-color-adjust:auto}}.site-header .brand{min-width:max-content;white-space:nowrap!important;background:0 0!important;border-radius:0!important;flex:none!important;padding:6px 0!important}.site-header .brand span{display:block;white-space:nowrap!important}.site-header{column-gap:clamp(40px,5vw,72px)!important}.site-header .desktop-nav{margin-left:auto!important}@media (max-width:700px){.site-header{column-gap:18px!important}.site-header .brand{gap:8px!important}.site-header .brand span{font-size:18px!important}}.site-header .mobile-menu>summary,.site-header .mobile-menu[open]>summary{color:#3d382f!important;background:#fffaf2!important;border-color:#8b745b!important}:is(.site-header .mobile-menu>summary:hover,.site-header .mobile-menu>summary:focus-visible,.site-header .mobile-menu[open]>summary){color:#7c3926!important;background:#f1e5d7!important;border-color:#9b4f36!important}.invest-to-save{color:#17231d!important;background:#f4eee5!important;border-color:#d5c5b2!important}.invest-heading h3{color:#17231d!important}.invest-heading p{color:#5f625e!important}.optional-label{color:#93442f!important}.investment-empty{color:#5c605c!important;background:#fff!important;border-color:#bdae9d!important}.investment-card,.investment-results>div,.investment-money{color:#17231d!important;background:#fff!important;border-color:#d4c7b7!important}.investment-card input,.investment-card select{color:#17231d!important;background:#fff!important;border-color:#cbbdab!important}.investment-card>label>span:first-child,.investment-frequency>label>span:first-child,.investment-name label>span,.investment-frequency>small,.investment-monthly span,.investment-results span{color:#626761!important}.investment-monthly strong,.investment-results strong{color:#8f402c!important}.payoff-example,.calculator-faq,.calculator-resources{color:#17231d!important;background:#fff!important;border-color:#d8d0c4!important;box-shadow:0 18px 52px #41332314!important}.payoff-example-heading h2,.calculator-section-heading h2,.example-inputs strong,.example-paths strong{color:#17231d!important}.payoff-example-heading>p,.calculator-section-heading>p,.example-paths p,.example-disclaimer{color:#59635d!important}.example-inputs{background:#d8d0c4!important;border-color:#d8d0c4!important}.example-inputs>div,.example-paths article,.calculator-faq-list details,.resource-card-grid a{color:#17231d!important;background:#f7f4ef!important;border-color:#d8d0c4!important}.example-inputs span,.example-paths span,.resource-card-grid span{color:#59635d!important}.example-paths .example-adjusted{color:#fff!important;background:#315d49!important;border-color:#315d49!important}.example-paths .example-adjusted span,.example-paths .example-adjusted p{color:#dce8e0!important}.example-paths .example-adjusted strong{color:#fff!important}.example-paths .example-savings{color:#173c30!important;background:#e7efe8!important;border-color:#91a596!important}.example-paths .example-savings span,.example-paths .example-savings p{color:#465f53!important}.example-paths .example-savings strong{color:#244f3e!important}.example-disclaimer a,.resource-card-grid strong{color:#8f402c!important}.resource-card-grid p,.calculator-faq-list p{color:#59635d!important}.calculator-faq-list summary{color:#17231d!important}.resource-card-grid a:hover{background:#fff!important;border-color:#8f402c!important}.guide-content p,.guide-note p{color:#58534c!important}.guide-content p>a,.guide-note a,.coffee-content section>p>a{text-decoration-thickness:1px;color:#8f402c!important;text-decoration-color:#8f402c!important}.guide-note{color:#2c2925!important;background:#f3ded2!important;border-color:#b95b3e!important}:root{--green:#315d49!important;--gold:#d3a34d!important}.guide-steps li:before,.plain-steps>div>b{color:#315d49!important;background:#e7efe8!important}.guide-example>div:last-child strong,.example-comparison .example-result strong,.feature-formula strong,.methodology-content code,.math-details summary,.savings-total strong,.habit-metric.saving strong,.investment-monthly strong,.group-rollup b,.live-total strong,.live-sooner strong,.coffee-formula strong,.coffee-example-result strong,.product-card a,.coffee-bean-grid a,.home-learning-links span{color:#315d49!important}.guide-nav a:hover,.methodology-nav a:hover,.coffee-toc a:hover,.habit-table-labels a:hover,.metric-help-link:hover{color:#8f402c!important}.feature-formula,.example-comparison .example-result,.subscribe-note,.coffee-formula,.coffee-close,.live-sooner{background:#e7efe8!important;border-color:#9db0a2!important}.live-preview-kicker,.dashboard-kicker{color:#8f402c!important}.live-preview-kicker i,.redirect-dot{box-shadow:none!important;background:#315d49!important}.guide-button,.methodology-cta a,.redirect-totals button,.dashboard-heading button,.live-redirect-preview>button,.gold-button{color:#fff!important;background:#315d49!important;border-color:#315d49!important}.guide-button:hover,.methodology-cta a:hover,.redirect-totals button:hover,.dashboard-heading button:hover,.live-redirect-preview>button:hover,.gold-button:hover{background:#244a3a!important}.payment-ring:after{background:#fff!important}.methodology-nav{color:#17231d!important;background:#fff!important;border-color:#d8d0c4!important;box-shadow:0 14px 38px #41332312!important}.methodology-nav strong{color:#17231d!important}.methodology-nav a{color:#555d58!important}.methodology-nav a:hover,.methodology-nav a[aria-current=true]{color:#8f402c!important;background:#f1e7df!important}.methodology-content p,.methodology-content li,.plain-steps span small,.conversion-grid span,.math-details p{color:#555d58!important}.plain-steps>div>b{color:#244f3e!important;background:#dfeae2!important}.math-details{background:#fff!important;border-color:#d8d0c4!important}.math-details summary{color:#8f402c!important}.spending-dashboard{color:#17231d;background:#fff;border:1px solid #d8d0c4;border-radius:20px;margin-top:28px;padding:26px}.spending-dashboard-heading,.spending-sources-title,.spending-source>div{justify-content:space-between;align-items:center;gap:18px;display:flex}.spending-dashboard-heading h3{letter-spacing:-.035em;margin:7px 0 0;font-size:26px}.spending-dashboard-heading>span,.spending-sources-title>span{color:#626a65;font-size:12px}.spending-dashboard-metrics{background:#d8d0c4;border:1px solid #d8d0c4;border-radius:15px;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:22px;display:grid;overflow:hidden}.spending-dashboard-metrics>div{background:#f7f4ef;padding:18px}.spending-dashboard-metrics span{color:#59635d;letter-spacing:.06em;text-transform:uppercase;min-height:30px;font-size:10px;font-weight:800;display:block}.spending-dashboard-metrics strong{color:#17231d;margin-top:8px;font-size:24px;display:block}.spending-dashboard-metrics .savings-metric{background:#315d49}.spending-dashboard-metrics .savings-metric span{color:#dce8e0}.spending-dashboard-metrics .savings-metric strong{color:#fff}.spending-sources{background:#f7f4ef;border-radius:15px;margin-top:20px;padding:20px}.spending-sources-title{margin-bottom:17px}.spending-source+.spending-source{margin-top:14px}.spending-source span{color:#303a34;font-size:13px}.spending-source strong{color:#17231d;font-size:13px}.spending-source small{color:#69716c;margin-left:3px;font-size:10px}.spending-source>i{background:#dfe4df;border-radius:999px;height:6px;margin-top:7px;display:block;overflow:hidden}.spending-source>i>b{border-radius:inherit;background:#b95b3e;height:100%;display:block}.spending-sources>p,.spending-dashboard-empty p{color:#59635d;line-height:1.55}.spending-dashboard-empty{text-align:center;padding:38px 20px 14px}@media (max-width:850px){.spending-dashboard-metrics{grid-template-columns:1fr 1fr}}@media (max-width:520px){.spending-dashboard{padding:20px 16px}.spending-dashboard-heading{align-items:flex-start}.spending-dashboard-metrics{grid-template-columns:1fr}}.spending-dashboard-detail{grid-template-columns:minmax(230px,.7fr) minmax(0,1.3fr);gap:18px;margin-top:20px;display:grid}.spending-pie-card{background:#f7f4ef;border-radius:15px;justify-items:center;padding:20px;display:grid}.spending-pie-card>strong{justify-self:start}.spending-pie{border-radius:50%;place-items:center;width:170px;height:170px;margin:18px 0;transition:background .3s;display:grid;position:relative}.spending-pie:after{content:"";background:#f7f4ef;border-radius:50%;position:absolute;inset:25px}.spending-pie>div{z-index:1;text-align:center;position:relative}.spending-pie>div strong{font-size:28px;display:block}.spending-pie>div span{color:#59635d;font-size:11px}.spending-pie-legend{gap:9px;width:100%;display:grid}.spending-pie-legend>span{color:#59635d;grid-template-columns:9px 1fr auto;align-items:center;gap:8px;font-size:11px;display:grid}.spending-pie-legend i{border-radius:50%;width:9px;height:9px}.pie-saved{background:#315d49}.pie-remaining{background:#d3a34d}.spending-pie-legend b{color:#17231d}.spending-dashboard-detail .spending-sources{margin-top:0}@media (max-width:760px){.spending-dashboard-detail{grid-template-columns:1fr}}.hero-actions .primary-button,.hero-actions .secondary-button{color:#fff!important;background:#526b52!important;border-color:#526b52!important;border-radius:12px!important}.hero-actions .primary-button:hover,.hero-actions .secondary-button:hover{transform:translateY(-1px);color:#fff!important;background:#405840!important}
